It is ok to HO anytime if you are ready to risk it all (points, virtual life, possible rtb with kills, a good fight, anything) for one pass. If you are not ready to risk it, donät participate in a HO.
It is stupid to whine about HOs afterwards. No-one "gets HOed", or if they do, they should go learn the basics of SA, gunnery and BFM at TA.