What is missing in the FMs (and in everygame I've played as well) is critical mach number and subsequent mach induced drag.
A brief, yet decent discussion is here :
https://en.wikipedia.org/wiki/Critical_Mach_numberHand in hand is the resulting Drag divergence
https://en.wikipedia.org/wiki/Drag_divergence_Mach_number "where drag can increase up to 10 times its normal value".
So essentially all planes dive "better "Than they should" and this, IMO, is why we have the might brewster diving with the known high speed capable aircraft...the associated drag build up is not present.
You can find much more in depth sources for this if you look for it, but it bores the tears out of most.
Essentially the fatter the wing, the lower its mach capability and the higher the mach induced drag penalty.
America's Hundred Thousand states the F4F had a TERMINAL dive velocity of 410IAS (483 TAS) @10,000', and goes on to say the aircraft "hardly had to worry about compressability effects since terminal velocity at 10000 feet represented Mach .66." Which pretty much sums up fat wing>mach drag increase at speed...