You ever play Everquest? Ever try the PvP servers? If so, you know about the "naked Wizard" ganker. Why would anyone play a PvP game just to find hurt people and nuke them and steal their stuff? Because...... (its fun) and.... it pisses other people off. And why choose a naked Wizard? Well.... that way you have nothing at all to lose even if you lose, which pisses people off even more.
I've played Everquest on both PvP and non-PvP servers. What you described Urchin as far as losing gear can only happen on one of the 4 PvP servers (Rallos Zek) all the other PvP servers you can only loot their cash. I rarely looted an opponents cash on Tallon Zek.
When I was short on cash myself I wouldn't hesitate to steal another players coin
If I was in a PvP fight and knew I was going to lose w/o a chance to get away I would destroy any coin I was carrying. One time while killing Hill Giants (monsters known for lots of platinum coin loot) I was attacked by another player. It seemed I was going to lose so I destroyed almost 600 platinum worth of coin. I ended up wining that fight.
Urchin brings up a point I hadn't thought of before. People intentionally anger others online because there is no consequences for their actions. You may be 100% correct on this Urchin.
People who engage in bad behavior just because there are no consequences need to grow up imo. When I see another plane in AH I don't just see the pixels on my screen, I see another human being who, like me, is there just for fun, and I try to conduct my self accordingly.
Anyone see that movie about 2 goofballs who were making a movie? People on the internet were posting all sorts of bad stuff about them. After the movie was released and these 2 guys had some money, they compiled a huge list of everyone who had said bad things about them and their movie. They started flying around the country finding these people and beating them up
A couple well publicized incidents like that and people might think twice about being jerks on the internet