Speaking of spiders, I remember when I was 4 or 5 years old I used to play in the garage part of our garage apartment out back.
There was a spider that lived there that was usually to be found in a small funnel of webbing between two wall joists. Once I discovered it, I was fascinated by it. I used to poke at it with a twig and it would usually come out after the twig.
One time it came out fast and I threw the stick on the floor. The spider had a body about 1/2 inch long and was about the size of a half dollar coin (or smaller) all together. It was very hairy, almost furry, and the entire back part (abdomen) was red. Strangest spider I'd ever seen, then and to this day. I remember it was very colorful. Never seen a spider like it since. Guess it could have been a BW, but it was furry and looked more like a wolf spider. Probably what it was.
Now we do have something called a Tiger ant in these parts, and I may be confusing these two. Tiger ant is about an inch long, furry, red in back and black up front. It's like an Army ant and its bite is worse than a regular ant bite. May be poisonous, don't know.
Fire ants will bite the hell out of you, and leave scars that last about a month.
Les