Nopoop,
Start with one of the 'silver' colors. Paint with a pencil 1 pixel. Randomly paint patches along the panel edges.
Then use the blur tool at about 10% to cut the really sharp edges.
Last, ( of course you have your paint chips on a separate layer, don't you? ), set the transparency of the chip layer until you like it.
An airbrush on dissolve at about 10% can be used for large areas of wear, such as the wing root.
I also use a color slightly darker and one slightly lighter than the base colors for panel lines, then vary the transparency of that layer.
I'm not perfect at it yet, but it seems a good start. Take a look at the brown Yak in the Skins in Progress thread.