She is insured. And her mother knows about this episode. The problem is that her folks live far away and pretty much just spoil the living hell out of her every chance they get. They've been doing this all her life. The result is that she's a bit of an immature little brat when it comes to things like this. Completely obstinate, which is strange, because she's very smart in all issues NOT pertaining directly to her.
The fact is, I love the spoiled little brat to death and when I see her next, will attempt to... reason with her. I tried it last night but more or less got the folded-arms, pursed-lips response, followed by a forced change of subject.
I'll go back in again later today, I don't care if I end up in the doghouse for a year. Worst case scenario, I'll try explaining to her that she could, at the very least, if not for herself, then for me, go and see a specialist. It's underhanded, and downright womanly, but what else have I got?
Thanks for at talking to me guys, and for the words of wisdom.