You can find a lot of used, trade-in S&W .38's and .357's for around $200 or less. The .38 special is not anything that's going to bother you with recoil, and is still powerful enough to use for self-defense.
We picked up a used, 4" stainless steel S&W .38 for $169 a few years back. My wife fell in love with it, and now claims it as "her" gun. The way she shoots it - you don't want to argue with her!
She is very recoil sensitive, and hates my .357 magnum, but the recoil of the .38's don't bother her a bit.
There are also lesser priced .38's like Rossi and stuff that are less new than a used S&W, but as fara as guns go, I think you get what you pay for.
Revolvers (double action police style - not cowboy type) are also very easy to learn to use, and to check and see if they are loaded or not. Very easy to load and unload.