In case anyone cares, my computer stability problems seem to have been caused by the memory command rate. The computer initially checked out stable running the memory at the 1T command rate, but over time somehow things changed and now it must be run at 2T command rate. I do not know if this is a bios issue or if the hardware is flaky.
If I had USB rudders already, then I'd probably just stick with the onboard sound since it seems to be working just fine but since I have analog pedals, I'll put the SB audigy2 back in just so I get the gameport back.
I'm glad I didn't have to throw more money at the computer, but I'm bummed that I have to cripple the memory speed with the 2T rate and also bummed that I did a full format/reinstall of windows because of what turned out to be a problem with a bios setting. The hardware is rated to run at the fastest settings the bios supports, so there is either a compatibility issue or I have a bad mobo, cpu, or memory. Still, it runs and seems stable after a few days stress testing so I'll just live with the slightly lower performance and just remember to never buy an MSI mobo again. ASUS or ABIT for me.