Amon,
Congratulations!
Hope all goes well.
Swoop, Jenga,
Congratulations to you two as well!
Curval,
Good luck.
I know what you mean by being at the mercy of the insurance companies. We had several financial scares that our last pregnancy/birth would not be covered. Stay on top of things, document everything, read everything. Insurance companies make a lot of money by tricking people into thinking that they are covered, and then throwing in a loophole and leaving the customer out to dry. Make sure that you are covered.
Brigitta is going to cost about 35K! (We'll only pay about $1700, whew.)
I have a friend who had a 50K baby, and another who had twins that cost over 100K.
Don't mean to worry you, just watch out.
eskimo