I have another one, has to do with sailing too. Maybe I should just get the hint.
Anyway, I was racing a kid's boat in College (don't ask, I hate it) and the wind picked up to 30 knots, which is getting up towards survival conditions (i.e. all you try to do is to keep the boat upright). But we keep racing.
Now, some of the people were very good racers, but were the absolute worst sailors I've ever seen in my life. Knowing this, I gave a lot of people a lot of room around the course. So we are coming down to the gybe mark and I am about 4 lengths outside of it. The two boats rounding right ontop of the mark collide. One cuts hard over to me, moving really fast. I was just in the process of gybing, when I stop the maneuver and cut hard away to avoid getting hit.
My boat goes right over. Now my crew was wearing a drysuit. That's enough protection for cold early early early spring water. Me? I was wearing a windbreaker. And some regular clothes under that. I was in trouble.
The wind had picked up to 35 with gusts over 40. The problem was that if the boat wasn't pointed straight into the wind, the friction on the rig and sails would push it right back over. I ended up spending 15 minutes in frigid water with no protection. I could literally feel the strength draining out of me.
When we finally got it up, I felt like I didn't have the strength to get back in. Through some miracle, I did get back in, and we made it back to shore. I proceeded to spend the next 3 hours shaking underneath a blanket. I probably should have gone to a hospital.