Auto Insurance Claim Advice

[republic]

Thanks for the responses.  The initial figure I got was an estimate, with a notice saying that the price could increase.  However, from the moment of dropping off my car, until I was called to pick it up...I was asked nothing nor told nothing about additional items, extra costs, etc.

Thanks for the tip about the OEM vs aftermarket parts Brauno, I hadn't thought of that.

My biggest problem, is that the individual who it me was driving a state vehicle so the whole thing is mired in bureaucracy.

I can only assume that the insurance company provided a copy of their adjuster's estimate, and is dictating OEM parts to be used...but I'll check into that to make sure.

My next hurdle will be getting reimbursement for the medical bills.  My wife was pregnant at the time of the accident so we checked into the local emergency room to make sure the baby was fine.  Needless to say...that wasn't cheap.  And since we have separate insurance carriers, both visits were just barely under our deductible...

It's been over 30 days since the accident...and I'm losing my patience.  

[eskimo2]

Congratulations on the prego thing!

[E25280]

Originally posted by republic
My biggest problem, is that the individual who it me was driving a state vehicle so the whole thing is mired in bureaucracy.

Originally posted by republic
My next hurdle will be getting reimbursement for the medical bills. My wife was pregnant at the time of the accident so we checked into the local emergency room to make sure the baby was fine. Needless to say...that wasn't cheap. And since we have separate insurance carriers, both visits were just barely under our deductible.

At the very least, you should get the visits to the doctor/emergency room reimbursed.  As long as the doctor wrote it up that your wife's exam was necessary due to an auto accident, they should have no problem paying for it.   And remember, there is no "deductible" where their liability is concerned.  They have to pay from first dollar on anything you had to pay out of pocket due to their negligence.

My advice would be to not sign any settlement agreement until the lit'lun is born just to be 100% certain . . . but then, I am a completley paranoid individual.

Good luck in this.