great idea, but if lets say, SHawk and VansCrew go to the DA, and everyone puts thier perks on Vans, but SHawk wins, if Vans was hurting for Perks (and I know he isnt, im just making an example) Vans could say "Yea, i won!" and if 2/3 of the people go with vans, SHawk just got ripped off of 150 perks. Bruv has a point. now loaning someone perks like taking a mortage out of a house would be different. If we could loan perks to somemone, but have a lets say 5% intrest, and someone loans you 200 perks, it would be easier to manage if HTC could get a software to manage that.