CONGRATS to the kid ... Ours will be here anytime now ;-)
Finish the bachelor thing, the couple of years in school will ease up the later stress in your life immensely. Not only on the financial side, you'll make more informed decisions and perceive things more clearly and less emotionally. Some people do fine without the higher education thing but my observation is there is a correlation between a happier life and more smarts in your brain. And as every process worth going through, it's painfull.
Let me know when you're back and out of AH-shape. I'm working on this score of mine, you know ;-)