In AH there are 'features' in the game that make restarting your engine a no-penalty thing in both GV's and Airplanes... I'm simply saying either correct the 'feature' or make it so your desperation move is just that... and you damn well better hope your engine starts back up.
You're trying to solve a problem that isn't a problem. Probably all of 1-2 people in this game (player base in the 10,000's no doubt) toggle engine in fights. Some do it because they don't have a good throttle on their stick, and they say it's how they chop throttle. Better than full power 100% of the time, right?
You're really taking off on this idea that toggling the engine off is breaking the game somehow... but it's not. It really isn't. You want to model in human error, well howabout the pilot scrambling to get into the cockpit forgot his maps? No clipboard for you! How about an armorer screwed up and the first cannon round out of your guns plugs the barrel and the next one starts a chain reaction that blows your wing off, through no fault of your own. Whether you want complex engine management or not, that's another topic. But random failures? HTC doesn't do that, and for good reason.
You've suggested a punitive measure against folks that are not to blame. It does nothing to help and only annoys people trying to fly and fight. I would suggest turning your problem-solving juices to the larger problems we have in-game.