My turn to ask: Until tonight I have been having solid 59 fps with everything ticked. I haven't been playing for a couple of weeks, though, but there hasn't been any major updates/-grades on my rig in between. Now on tonight's Grinder map I noticed that my fps was about 38. A reboot did not help.
So I started examining the subject and found the culprit: With Detailed Terrain ticked I suffer a frame rate loss. Up in 10k it doesn't affect any more, but choosing Local Water Reflections will still cut some 10 fps off even if I looked up in the sky.
E8500, HD6970, 4gb, XP.
Any ideas?