Then suggest a better alternative.
Personally, I think losing just half the points is too nice.
So your in your perk ride, you screw up, and realize that your going to be killed in the next 10 seconds. So what do you do? Oops, my ethernet cable came out of the back of my DSL modem. Disco.
And now you have lost only half of your points.
And alot of people are doing that these days.
Personally I think it needs to be like it use too be. All points lost.