Taking that expensive perk plane for a spin but afraid of a disconnect, pilot error or an overwhelming enemy managing a lucky shot?
Why not pay a small amount of perk points (5-10%) to your friendly perk bank to insure your plane from a loss.
If your plane is lost you submit a movie recording (to prove you did not intentionally or carelessly drive your plane into the ground) and get a perk check for a full value of your lost plane.
What about roadside assistance? Got shot up and was forced to land? Run out of fuel? Locked yourself out of the cockpit? For a small membership fee your friendly mechanic will fly to your location with a repair kit/patrs and extra fuel to help you get home. If your plane is not salvageble you get a ride home.
Rescues in the enemy territory cost a bit extra...
miko