$12,000? You got a bargoon! Or do you mean $12,000 per annum? I'm assuming you took the cost as being tuition costs at $3,000 per year (for 4 years) or $4,000 per year (for 3 years).
Don't forget to add in your living costs during the 3 or 4 years you were there...then add to that the "opportunity" cost of going to school...in other words, you "could" have MADE say $25,000 a year digging ditches if you didn't attend college..that is a real cost of being at school.
So...the real cost would be well over $100,000!
(sorry...it is my job)
Congrats though, in any case.