I agree partially +)
If the fuel or ammo is porked at a field, the reload pad should also reflect this. The aircraft should only get 50% or its original loadout, whichever is the least!! Also if the plane has a bomb loadout and the ord is down at the field, ordnance should not be loaded.
Otherwise its fine, I do not think the option to change loadouts should be applied to the pads.
SKurj