Aces High Bulletin Board

General Forums => The O' Club => Topic started by: Sandman on June 22, 2005, 11:20:05 PM

Title: For all you relatively new parents...
Post by: Sandman on June 22, 2005, 11:20:05 PM
You think it's hard now, but...

it just gets worse (http://moneycentral.msn.com/content/CollegeandFamily/Raisekids/P118759.asp?GT1=6657).

Good luck... You may have already started saving for college. Maybe you should consider saving up for all this other stuff.
Title: For all you relatively new parents...
Post by: Ripsnort on June 23, 2005, 07:22:10 AM
Quote
It's that their growing bodies, minds, interests and need for independence almost inevitably lead to bigger bills. Combine that with a notorious lack of judgment -- which produces its own expenses, from fender-benders on up -- and you can face a serious strain on your budget.


Kind of a no-brainer...I'm mean really, just reflect back on our own lives?  But these days, an article like this most likely has to remind people of this typical "behavior costs".
Title: For all you relatively new parents...
Post by: Ripsnort on June 23, 2005, 07:31:13 AM
Here is inflation adjusted costs to an arbitrary year (1975)

Academic coaching: $35 a term ($9.34)

Sports/band: $150 a term ($40.05)

Kumon, an after-school tutoring program: $90 a month ($24.03)

Orthodontia: $120 a month($32)

Music lessons: $75 a month($20.02)

Instrument rental: $50 a month($13.35)

After-school snacks: $50 a month.($13.35)

Extra groceries: $400 a month.($106.79)

Scout "gear" and activities: $125 a month($33.37)

Health club fees: $50 a month.($13.35)

Health insurance co-pays: $15 a month average.($4.00)

Clothes: $50 a month.($13.35)

The more things change, the more they stay the same.
Title: For all you relatively new parents...
Post by: Curval on June 23, 2005, 07:57:17 AM
lol...that is "chump change".

Let's talk about school fees....

Preschool Montessori - 10,500/child/year
Grammar School - 12,500/child/year

In two years all three of my kids will be in either of these schools.  

Two will be in the grammar school

Subtotal:  25,000

One in Montessori - 10,500

Total $35,500 for that year.  $37,500 two years later - but probably more as the fees are raised all the time.

:( :( :(
Title: For all you relatively new parents...
Post by: Ripsnort on June 23, 2005, 09:41:58 AM
Quote
Originally posted by Curval
lol...that is "chump change".

Let's talk about school fees....

Preschool Montessori - 10,500/child/year
Grammar School - 12,500/child/year

In two years all three of my kids will be in either of these schools.  

Two will be in the grammar school

Subtotal:  25,000

One in Montessori - 10,500

Total $35,500 for that year.  $37,500 two years later - but probably more as the fees are raised all the time.

:( :( :(

That sucks Curval! :(
We're fortunate enough to live in an excellent school district where private school is not needed. Its one of the reasons we chose this location when we moved in 1997.