Aces High Bulletin Board
General Forums => The O' Club => Topic started by: soda72 on March 15, 2006, 10:10:27 AM
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http://news.bbc.co.uk/2/hi/americas/4808466.stm (http://news.bbc.co.uk/2/hi/americas/4808466.stm)
Now if we only had more refineries....
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10bn barrels? At the current rate of consumption, that's enough to meet US demand for 500 days.
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Originally posted by beet1e
10bn barrels? At the current rate of consumption, that's enough to meet US demand for 500 days.
So what the hell is your point? It would be better if it wasn't found at all?
...Christ.
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Beetle will ***** about anything that can result in him *****ing about the US.
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Originally posted by beet1e
10bn barrels? At the current rate of consumption, that's enough to meet US demand for 500 days.
Probably less than that, considering I get 8 mpg when I've got the truck camper on the truck, and pulling my boat, which has two motors! :p
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I will use a couple of barrels this summer trying to find new land beneath the sea with my propeller so you can count those out aswell.
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Well lets see, with the Con coming in June, plus 3 or 4 bowling tournaments and a trip to Nevada this summer, I would like to place my order for at least 10 barrels. thanks much :cool:
do they deliever or do I have to go down and pick it up.
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It ain't American oil...it's Mexican.
Vincente "Sly As" Fox is gonna use this as a barganing chip.
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How many gallons of gas does one barrel make? I think I can give Beet my gas usage estimate for this year! :D Let's see, 6 baseball tournaments for oldest sons team with the truck and camper, 4 tournaments of my own in softball, a Montana trip, a Eastern WA fishing trip, and countless hours of watersports, a trip to Disney World (I'll have to calculate number of passengers divided by gallons of Av fuel used)...I'm positive I can get it down to at least a round number of barrels, Beet! :rofl
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...on the other hand, that 10bn barrels would last the UK about 135 years. Woohoo - my (90 litre) boat trip can go ahead! :cool:
do they deliever or do I have to go down and pick it up.
If you live in TX, it can be delivered. As you know, TX has everything - including delivery drivers like Jackall!
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Originally posted by Ripsnort
How many gallons of gas does one barrel make?
I think a "barrel" is 35 imperial gallons (= 42 US gallons). The amount of gas that can be made from that would depend on the grade of gas. AFAIK, much less crude is needed to produce a gallon of diesel.
8mpg to tow a little minnow like your boat? Sheesh... The boat I'm using is three times that size at 64ft. But on the inland waterways, you can't go very fast!
Still seems like piss-poor mileage. I have a friend who tows a caravan behind a diesel powerd Skoda Octavia, and gets 50mpg even when doing that. :eek:
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Originally posted by beet1e
I think a "barrel" is 35 imperial gallons (= 42 US gallons). The amount of gas that can be made from that would depend on the grade of gas. AFAIK, much less crude is needed to produce a gallon of diesel.
8mpg to tow a little minnow like your boat? Sheesh... The boat I'm using is three times that size at 64ft. But on the inland waterways, you can't go very fast!
Still seems like piss-poor mileage. I have a friend who tows a caravan behind a diesel powerd Skoda Octavia, and gets 50mpg even when doing that. :eek:
Truck camper weighs 3000 lbs. Tongue weight with boat on the hitch (21 ft. boat, 5,000 lbs.) is 520 lbs. GVW is 6600 lbs. Yep, just 8 mpg at 10,000 lbs. GVW overall! But I can do 60 mph up a 6 percent grade without really mashing the pedal down too ;) (460 cu.inch Global Warmer) It gets around 11 mph when not hauling a load. :aok
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Originally posted by beet1e
my boat's bigger
we have better cars here that run on disel
we get amazing better mpg
I WIN!!!
:rolleyes:
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shut up brit.
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Originally posted by Ripsnort
But I can do 60 mph up a 6 percent grade without really mashing the pedal down too
..and use six times as much fuel in the process!
:aok
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england , a small island off the coast of France.
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Originally posted by john9001
england , a small island off the coast of France.
No, England is not an island - it adjoins Scotland and Wales. :D
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Originally posted by john9001
england , a small island off the coast of France.
Do they teach geography in the US?
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Originally posted by beet1e
..and use six times as much fuel in the process!
:aok
You bet! :aok At $2.29 a gallon, gasoline is still dirt cheap for fuel here in the U.S. comparitively speaking! :)
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england, a small island full of big egos. is that better?
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Originally posted by Ripsnort
You bet! :aok At $2.29 a gallon, gasoline is still dirt cheap for fuel here in the U.S. comparitively speaking! :)
Yes, but I don't think fuel costs six times as much here as there. And... I can't help noticing that all the gas price whine threads on this board originate in the US. :lol
What I can tell you is that marine diesel (not allowed for road use) is only about half as much at 40p/litre.
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Originally posted by john9001
england, a small island full of big egos. is that better?
Yup.:aok
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my new jeep wrangler gets 15mpg and I am proud of it.
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errmm...
just the same as you get annoying avacados in america, you get annoying avacados in england. quite a few annoying avacados in this thread, and only one of em is british;)
england is england, just remember, most of you guys are english by decent:aok i guess that's why we get very similar traits in each of our countries tools:rofl
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and on topic...
anyone hear about that new car that will get 180 miles to the gallon?!?!
it does 100mph, and weighs under 500 kilos:O
entirely petrol powered, no hybrid stuff, (the prius, with 2 electric motors and a diesel, *only* get 60 mpg)
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i am euro-american.
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swedish / german / french canadian / american indian.
not one stich of limey blood courses through these veins.
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Originally posted by Mustaine
swedish / german / french canadian / american indian.
not one stich of limey blood courses through these veins.
nope, you got frog blood in you instead;) :p j/k
im quite surprised at how many people have american indian blood here, seems like a lot of the guys in AH have some connection to them
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Originally posted by Ripsnort
Probably less than that, considering I get 8 mpg when I've got the truck camper on the truck, and pulling my boat, which has two motors! :p
Mine has 3.
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Originally posted by Curval
Do they teach geography in the US?
no,neither history, except to some elite.
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personally i am only 1/8 cherokee. last bit that counts according to the govrn.
you are right though. there does seem to be a higher than average % here in the AH community.
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soon as cars run on stupidity, beet will get a million miles per post.
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Originally posted by Mustaine
personally i am only 1/8 cherokee. last bit that counts according to the govrn.
you are right though. there does seem to be a higher than average % here in the AH community.
that would be interesting
Irish/English/French/German/American Indian and one sneeky Syrian (probably only 1/32 though, if that counts. (Paternal Great Grandmother 1/2 indian, Commanche i think and Maternal Great Grandmother, 1/2 or 1/4 Creek)
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Ok... but what is petrol and what are kilos?
lazs
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lol All that stuff about you being a hot-shot drug dealer and you don't know what a kilo is?
You must have been pretty small time.
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The only drug lazs deals is viagra.
that oil will do wonders for his Civic Type-R he drives.
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It was a joke curval.
lazs
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Originally posted by midnight Target
Mine has 3.
Mine is 500 ft long and has 4 LM2500 Marine gas turbines..Displaces 8000 tons and still will go over 30kts..I WIN!
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Originally posted by Curval
It ain't American oil...it's Mexican.
Vincente "Sly As" Fox is gonna use this as a barganing chip.
No Greencards for oil!
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Originally posted by ASTAC
Mine is 500 ft long and has 4 LM2500 Marine gas turbines..Displaces 8000 tons and still will go over 30kts..I WIN!
:mad: Bastige! :mad: Can ya pull a waterskiier though? ;)
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Pay attention class....
If you have a vehicle which gets 8MPG and drives 200 miles per month, versus a vehicle which gets 50MPG and drives 2,000 miles per month, which one would use more gas?
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Hey beet, what vehicle do you have over there which could handle the load Rip is pulling through the mountains and maintain a safe speed (i.e. too slow is dangerous, too fast is dangerous)? How practical would said vehicle be here?
You act like we all drive around everyday getting 8MPG. Rather short-sighted, or narrow minded, isn't it? Did you know Toyota sells more cars here than any other company? Did you know thier corporate average is over 30MPG?
Hey Rip, you drive that rig of yours, pulling that load, over 1,000 miles a month?
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Originally posted by Skuzzy
Pay attention class....
If you have a vehicle which gets 8MPG and drives 200 miles per month, versus a vehicle which gets 50MPG and drives 2,000 miles per month, which one would use more gas?
unless i am missing something the 8mpg car would use 25 gallons in said month, the 50mgp would use 40 gal in said month.
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Originally posted by Ripsnort
:mad: Bastige! :mad: Can ya pull a waterskiier though? ;)
Not sure...don't think It's been tried....wakeboardning sure would be fun though.
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Originally posted by Skuzzy
Hey Rip, you drive that rig of yours, pulling that load, over 1,000 miles a month?
5,000 miles a year Skuzzy is what I've been averaging. The truck is the F250 Heavy Duty Camper Package XLT, in addition to that suspension packaged, I've added Firestone airbags, front and rear sways, and Rancho 9000 9-way adjustable shocks. Yeah, I'm about 1200 over recommend GVW, but she handles just fine.:aok
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Originally posted by Mustaine
unless i am missing something the 8mpg car would use 25 gallons in said month, the 50mgp would use 40 gal in said month.
Typo. My bad.
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Originally posted by Mustaine
unless i am missing something the 8mpg car would use 25 gallons in said month, the 50mgp would use 40 gal in said month.
Is this the new math I hear so much about?
Edit: Ah, you did an edit after a Skuzzy edit.;)
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Originally posted by Ripsnort
5,000 miles a year Skuzzy is what I've been averaging. The truck is the F250 Heavy Duty Camper Package XLT, in addition to that suspension packaged, I've added Firestone airbags, front and rear sways, and Rancho 9000 9-way adjustable shocks. Yeah, I'm about 1200 over recommend GVW, but she handles just fine.:aok
5000 miles @ 8MPG = 625 gallons of fuel.
My Wife drives her Volvo just over 40,000 miles a year @ 22MPG = 1818.18 gallons of fuel. Dang, three times as much as you do Rip, in a vehicle that gets almost 3 times better gas mileage. Imagine that.
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my new jeep wrangler gets 15mpg and I am proud of it.
Ouch. 6 cylinder? My 4 cylinder barely squeezes out 19.5 . That wouldn't be too bad if the gas tank was bigger then the bladder of a four year old...
But it's not.
Irish/English/French/German/American Indian and one sneeky Syrian (probably only 1/32 though, if that counts. (Paternal Great Grandmother 1/2 indian, Commanche i think and Maternal Great Grandmother, 1/2 or 1/4 Creek)
I'm 50% British, 50% german. As far as I know, this holds true the entire way up the tree (from me that is), on both sides.
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Originally posted by john9001
england, a small island full of big egos. is that better?
Don't forget an Orthodontist goldmine :D
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Originally posted by Skuzzy
5000 miles @ 8MPG = 625 gallons of fuel.
My Wife drives her Volvo just over 40,000 miles a year @ 22MPG = 1818.18 gallons of fuel. Dang, three times as much as you do Rip, in a vehicle that gets almost 3 times better gas mileage. Imagine that.
GEEZ thats alot of miles! She must be in sales, eh?
I'm averaging 592 gallons of high octane per year for the Bimmer (16,000/year@27 mpg avg. commuting, grocery-getting, Daddy Taxi for kids, etc.)
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Ok, how do I figure out what milage my pos ford gets?
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She has a long commute to work and her job requires her to drive around Dallas a lot to view sites. She is a commericial interior designer.
My commute is only a couple of miles now, so my car gets driven very little.
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Originally posted by Skuzzy
She has a long commute to work and her job requires her to drive around Dallas a lot to view sites. She is a commericial interior designer.
:aok
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Originally posted by Skuzzy
She has a long commute to work and her job requires her to drive around Dallas a lot to view sites. She is a commericial interior designer.
hooray!
no decorating for Mr.Skuzzy!
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Originally posted by beet1e
...on the other hand, that 10bn barrels would last the UK about 135 years. Woohoo - my (90 litre) boat trip can go ahead! :cool: If you live in TX, it can be delivered. As you know, TX has everything - including delivery drivers like Jackall!
But in the USA, everyone can afford a car.
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Hehe. Living with an interior designer requires one thing of particular importance.
The house is always a work in progress. Always.
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Originally posted by Dago
But in the USA, everyone can afford a car.
...on credit.
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Matter of economics there Curval.
If you can get a lesser interest rate on a car loan than the gains you are getting on your investments, it would be silly to cash out and pay for the car.
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Originally posted by Skuzzy
Pay attention class....
If you have a vehicle which gets 8MPG and drives 200 miles per month, versus a vehicle which gets 50MPG and drives 2,000 miles per month, which one would use more gas?
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What about a 8MPG doing 2 000 miles ?
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Very true. But are you suggesting that is the reason that personal debt in the US is so high...because you are all economic wizards? Dago might buy that...I sure don't.
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Originally posted by Curval
...on credit.
Are you saying everyone that affords an automobile gets it on credit in the US?
I don't think so Curv.
196 million licensed drivers, there are alot of those vehicles that stolen ! ;)
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Well, I guess that is fair, not EVERYONE in the US buys cars on credit. But just as true is that EVERYONE cannot AFFORD to buy a car in the US.
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Originally posted by Curval
Very true. But are you suggesting that is the reason that personal debt in the US is so high...because you are all economic wizards? Dago might buy that...I sure don't.
I did not suggest anything. I can only speak for me. I bought my car on credit as I would have lost a lot of money paying cash for it.
I know a lot of people who have payed cash for thier cars. I know a lot of people who did not. I could only speculate as to what drives people to the decisions they make, just as you are doing.
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I have never borrowed money for anything in my life except for a very small ammount for the house. I'm turing 31 in a couple of months but I have still never owned a car. We were going to get a car this fall but could never decide on what car to get so we will buy a brand new car cash before summer.
I'ts been a pain some times having to borrow my parents car or use the one the missus owns but the upside is that we are debt free and have a great house by the sea and a boat that we own. Not trying to say that this is for everyone, but for us its priceless to not owe anyone money and to have managed to save some. None of us make alot of money but we have more to spend every month than alot of our friends that make much more than we do.
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Originally posted by Nilsen
Not trying to say that this is for everyone, but for us its priceless to not owe anyone money and to have managed to save some. None of us make alot of money but we have more to spend every month than alot of our friends that make much more than we do.
I hate borrowing money! After age 18, I vowed never to have to depend on borrowing from my parents even though they would have probably been more than willing...one of my sisters did that, and got my dad to co-sign a few loans that she defaulted on :mad: I decided that he'd been through enough with one child, I didn't want to be a burden. So, I lived within my means, drove used cars, mostly beaters, up until I got married 15 years ago. I've been fortunate enough to pay cash for everything we own in the last 10 years, except the house. That will be payed off in 11 years. I saved money for 8 years to pay cash for the BMW. A couple land investments have been helpful too. Instead of a car payment, I had property payments over the years. They tend to appreciate alittle better than automobiles. ;)
Edit: I take that back, we did buy my wifes new mustang on credit, got 3.9% financing at 4 year loan, 30% down payment. We did this because we didn't want to pilfer our savings down so low, in case an emergency came up, you know..
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Straffo,
Indeed, we do teach history to the elite, but they don't understand it.
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Originally posted by Skuzzy
Hey beet, what vehicle do you have over there which could handle the load Rip is pulling through the mountains and maintain a safe speed (i.e. too slow is dangerous, too fast is dangerous)? How practical would said vehicle be here?
You act like we all drive around everyday getting 8MPG. Rather short-sighted, or narrow minded, isn't it? Did you know Toyota sells more cars here than any other company? Did you know thier corporate average is over 30MPG?
As I've pointed out in an earlier thread, I have towed a 30ft glider trailer (with the glider inside LOL) behind a FWD car with a 1.8 litre petrol engine. I have relatives who towed boats of a similar length to Rip's boat though I don't know the weights, but I do know they just used an ordinary car - and got more than 8mpg :lol As for Toyotas, I know they are very good cars, and I bought four of them between 1988-1993. I also know that Toyota is the biggest car company in Japan - we get a lot of them here too.
Not sure what dago's point was about, but I buy my cars brand new and self finance, ie. I pay cash for them. Car loans are a hideously inefficient line of credit.
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You are not going to be pulling eight or nine thousand pounds of weight with a 1.8 litre engine through the mountains. Not safely anyways.
Car loans can be a good deal here. A 4.8% simple interest loan for 3 years. I still net a gain by leaving my money invested as it will be worth for more than that over the next 3 years.
It and the house are the only loans we have.
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my car is paid for and gets 32MPG, i feel bad , I'm not contributing to the economy.
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Originally posted by Skuzzy
You are not going to be pulling eight or nine thousand pounds of weight with a 1.8 litre engine through the mountains. Not safely anyways.
Car loans can be a good deal here. A 4.8% simple interest loan for 3 years. I still net a gain by leaving my money invested as it will be worth for more than that over the next 3 years.
It and the house are the only loans we have.
Remember that video floating around the web a couple years back,..Shows a few bicyclist standing beside an inclined road, pretty soon here comes a smoker (little foreign car smoking up the hill) pulling what looks to be a 20 ft. travel trailer,...it goes past the camera view, then seconds later its hauling down the hill backwards? Anyone have a link to that? I think Beet should take a look at that. ;)
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Originally posted by Skuzzy
You are not going to be pulling eight or nine thousand pounds of weight with a 1.8 litre engine through the mountains. Not safely anyways.
I'm sure that glider did not weigh 9000lbs - that's over 4 tons! :lol
As I have no intention of using my car for towing, I'm unaware of its towing ability. But I googled up a report on the Audi A3 that I drive, and the max towing weight (braked) is 1750Kg, or about 3750lbs. But that's for the FWD model - mine is a Quattro.
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Originally posted by beet1e
If you live in TX, it can be delivered. As you know, TX has everything - including delivery drivers like Jackall!
Well , you are learning at least. Yes, Texas does indeed have it all.
Now if we can just get you to learn the difference in what is considered a delivery driver and a long haul transport here in the U.S. you will be making great progress.
We also might want to work on the terms "has" and "had".
Like I told ya, I`ll teach you real slow so maybe you will at least have a shot at grasping a small percentage of it. I have my doubts, but hey.......................... ......
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Beet, even 1,000 pounds of weight in the mountains would not be safely feasible with a 1.8 litre engine. No sense in putting a family at risk.
3,750 pounds would be impossible to safely pull through the mountains. If the brakes did not give out, the transmission would, and/or the engine would overheat.
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If you want to look like an economic whiz, don't buy a new car. New cars are money sinks no matter how you pay for them. You might as well just burn your cash in the fireplace. My Buick had 42K when I bought it, and I could have bought 4 of them for the price of a smaller, inferior new car.
If you want that new car smell, buy it. It comes in cans.
I bet Rip's a leadfoot. My brother-in-law's Freightliner gets almost 8 MPG.
J_A_B
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"Beet, even 1,000 pounds of weight in the mountains would not be safely feasible with a 1.8 litre engine. No sense in putting a family at risk."
I'd venture to suggest that if you're putting your family in such a sardine can to begin with, Risk probably isn't something that crosses your mind. But then, who didn't expect me to say that?
J_A_B
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The A3 has a 2.0TDi engine, not 1.8. The max towing figure was right from the spec sheet. But like I said - I'm not planning on using it for towing.
As for the glider trailer, I didn't personally tow the glider up hills, but there is a gliding site in Shropshire called The Long Mynd. It's hilly round there (1:6 hills or even steeper) and I saw cars like my old 1.8 Cavalier towing glider trailers up that without incident. The only real hazard is that the roads are so damned narrow!
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LOL J_A_B! I told you before, my A3 weighs a little over two tonnes. And you upgraded it from tin can to aluminum can! ;):lol
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Hey Beet, I can put the glider up on top of the truck camper. ;) No need for a trailer! :D
(http://pic4.picturetrail.com/VOL767/2726312/8668097/133482571.jpg)
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European Vacation! (http://www.chewycentral.com/Media/Videos/FunnyVideos/MediaDisplay1115.aspx) :rofl
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"I told you before, my A3 weighs a little over two tonnes. And you upgraded it from tin can to aluminum can!"
Well, technically I wasn't talking about your aluminum can since you don't have a 1.8, so there!
Actually, at two tonnes, your Audi might be heavier than my Buick. The Roadmaster's curb weight is officially 4211 pounds / 1910 kilo, rather light for a B-body (a buddy's '85 Buick weighed over 5000). My car could never qualify as an aluminum can, though. Given its overall shape, it'd be more like the aluminum brick. That AWD system must add a good chunk of weight, and the added traction would be nice, too.
J_A_B
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Yes J_A_B, and the other thing about the 4WD is that it makes the floor higher, so less luggage space.
If you want to look like an economic whiz, don't buy a new car.
If you can buy a new car it shows you ARE an economic whiz! - or something like that. However, it's now after midnight and my A3 has probably turned into a pumpkin, so I bid you toodle-pip. :)
LOL Rip - I don't know where your European video is from (only looked at the first few secs) but one of my favourite weekend break spots is this. Straffo might recognise it ;) But it's full of posers, and for me to be saying that, you know it must be bad! :lol
You want boats? We got boats...
(http://www.zen33071.zen.co.uk/st002.JPG)
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Originally posted by Ripsnort
Hey Beet, I can put the glider up on top of the truck camper. ;) No need for a trailer! :D
(http://pic4.picturetrail.com/VOL767/2726312/8668097/133482571.jpg)
A freakin pink truck. How incredibly ghey.
How completly unsurprising.
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Looks brown, is it really pink?
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Originally posted by Hangtime
A freakin pink truck. How incredibly ghey.
How completly unsurprising.
LOL ... looks light brown here... check your monitor... :)
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Come on Rip, your slipping!
Two threads going about stuff you own and you still haven't worked in the square footage of your home or the size of your 401K...
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Originally posted by Skuzzy
Beet, even 1,000 pounds of weight in the mountains would not be safely feasible with a 1.8 litre engine. No sense in putting a family at risk.
3,750 pounds would be impossible to safely pull through the mountains. If the brakes did not give out, the transmission would, and/or the engine would overheat.
Skuzzy you are trying to talk sense to someone that cant comprehend anything outside their own little world. Beet has no idea what it is like to drive in the Rocky Mountains, let alone try to tow a 4 ton+ load through the same. Kinda wasting your time with him I'm afraid. :)
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Originally posted by Ripsnort
Probably less than that, considering I get 8 mpg when I've got the truck camper on the truck, and pulling my boat, which has two motors! :p
Now if you could just find a way to tow the Beemer as well. :D
Karaya
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Originally posted by Skuzzy
Hehe. Living with an interior designer requires one thing of particular importance.
The house is always a work in progress. Always.
Just tell me she isnt one of the two types of prototypical interiour designers I seemingly always get to deal with.
Type 1- went to school to learnreally really really poor taste (read absolutely atrocious)
Type 2- Always tries to use everything they learned in school.....IN THE SAME ROOM.
There is a type 3. But I find the (usually a she, or a he that should be a she) is a VERY rare bird indeed
That actually has good taste and does a wonderful job picking out colors paterns and decor.
Oh and if she's prone to read this. Its ok to say shes in the #3 catagory even if shes really in 1, or 2.
Among other things. they also tend to be some of the biggest PIA's in the world LOL
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Originally posted by beet1e
I'm sure that glider did not weigh 9000lbs - that's over 4 tons! :lol
As I have no intention of using my car for towing, I'm unaware of its towing ability. But I googled up a report on the Audi A3 that I drive, and the max towing weight (braked) is 1750Kg, or about 3750lbs. But that's for the FWD model - mine is a Quattro.
AWD as does 4WD, your towing capacity DECREASES.
Karaya
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more oil to pollutew the planet
(http://members.libcom.com/pecharka/pics/cplanet.gif) :rolleyes:
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Skuzzy - 4.8% APR simple interest might sound like a good deal, but have you considered the tax implications? That 4.8% you're paying is being paid out of money that has been taxed (unless you live in Bermuda, which you don't - LOL). I don't know what your rates of tax are, so please consider this example based on my tax rates. If I were to be paying 4.8% APR on a loan of £10000, that's £480. However, to invest that £10000 I've borrowed means that income from it would be subject to tax at my marginal rate of tax - my income puts me into the top rate of tax which in the UK is 40%. So... to invest the £10000 in order to yield a return sufficient after tax to cover the interest on the loan, that investment would have to pay a rate of 8% gross just to break even.
AWD as does 4WD, your towing capacity DECREASES. - masherbrum
According to my Audi Owner's Manual, the opposite is true. Here are the exact figures for the A3 with the same diesel engine as mine, all of which assume trailer with brakes: - 4WD - Gradients up to 8% - 1800Kg.
- 4WD - Gradients up to 12% - 1600Kg.
- 2WD - Gradients up to 8% - 1700Kg
- 2WD - Gradients up to 12% - 1400Kg.
Let me know if you don't believe me, and I'll post the pages from the owner's manual. :aok
Saving the best till last! :D
Originally posted by Elfie
Skuzzy you are trying to talk sense to someone that cant comprehend anything outside their own little world. Beet has no idea what it is like to drive in the Rocky Mountains
My little world, huh? And how many countries have YOU been to in the last 10 years? And how many US states? I bet I have you licked on both counts. As for me having no idea about driving in the Rocky Mountains, ahem - please review the following pics I took (1998, so crappy camera) in the Rocky Mountain National Park. Yes, I drove there, as it was too far to walk. :rofl You should remember that I was working for an American company 1996-97 and spent 2 months on site in Golden,CO. I got to know Colorado quite well. :D These pics were taken the following year while visiting friends I'd known in that period.
Looking back towards the park entrance at Estes Park
(http://www.zen33071.zen.co.uk/rm01.jpg)
Summit, but can't remember what it's called - LOL
(http://www.zen33071.zen.co.uk/rockymtn5.jpg)
I always enjoy points of interest, and learning new things like this...
(http://www.zen33071.zen.co.uk/continentaldivide.jpg)
So there you have it, Elfie. Feel free to check your FACTS next time you run your mouth on this board.
Oh yes, and as an added bonus to my knowledge of the Rocky Mountains, there's this:
(http://www.zen33071.zen.co.uk/cert.jpg)
Toodle-Pip, Elfie! :D
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Originally posted by J_A_B
If you want to look like an economic whiz, don't buy a new car. New cars are money sinks no matter how you pay for them. You might as well just burn your cash in the fireplace. My Buick had 42K when I bought it, and I could have bought 4 of them for the price of a smaller, inferior new car.
If you want that new car smell, buy it. It comes in cans.J_A_B
I keep a car 10 to 12 years at a time and run up to 200,000 miles on them (My 300ZX TT had 176,822 miles on it when I sold it, my I30 [was the wife's car] had 235,112 miles on it when I sold it). Buying used is not a good option as I tend to wear them out before it is all said and done.
But, if you get a new card every 3 or 4 years, I would agree, a used car can be a better deal.
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Originally posted by DREDIOCK
Just tell me she isnt one of the two types of prototypical interiour designers I seemingly always get to deal with.
Type 1- went to school to learnreally really really poor taste (read absolutely atrocious)
Type 2- Always tries to use everything they learned in school.....IN THE SAME ROOM.
There is a type 3. But I find the (usually a she, or a he that should be a she) is a VERY rare bird indeed
That actually has good taste and does a wonderful job picking out colors paterns and decor.
Oh and if she's prone to read this. Its ok to say shes in the #3 catagory even if shes really in 1, or 2.
Among other things. they also tend to be some of the biggest PIA's in the world LOL
You would like working with her. She is a rare one. None of the jobs she does look the same. They all take on the character of what the owner or business is about. She is in very high demand in the D/FW area and the company she works for treats her like a queen. She also knows the local/state building codes better than most contractors/architects.
How she maintains to stay level headed with all the accolades she gets is beyond me.
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Originally posted by beet1e
Skuzzy - 4.8% APR simple interest might sound like a good deal, but have you considered the tax implications? That 4.8% you're paying is being paid out of money that has been taxed (unless you live in Bermuda, which you don't - LOL). I don't know what your rates of tax are, so please consider this example based on my tax rates. If I were to be paying 4.8% APR on a loan of £10000, that's £480. However, to invest that £10000 I've borrowed means that income from it would be subject to tax at my marginal rate of tax - my income puts me into the top rate of tax which in the UK is 40%. So... to invest the £10000 in order to yield a return sufficient after tax to cover the interest on the loan, that investment would have to pay a rate of 8% gross just to break even.
Beet, my current investments are pulling in just over 6.5% in non-taxable gains. Had I cashed out to pay for the car, I would incur substantail income taxes due to gains. In the end, I am paying less for the car at 4.8%, than I would if I had cashed out some investments to pay for it.
And I am not even counting the loss on the money removed from my investments.
Most all my investments are in non-taxable items.
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yep... curval and nilesen... you don't need to borrow money if you live off of your parents money... is that what you call "economic wizards"?
I drive one 23 mpg Lincoln town car about 10K a year and one 12 mpg 468 inch big block car about 8 k a year and one 12 mpg Healey about 6k a year... the biggest expenses on the later two is not fuel.
I borrowed about 12 k on the Lincoln but the interest will only be about $600 over 4 years. I bought back some retirement with my money instead of sinking it into a car... I pay for stuff I need as I can but that is not allways possible. My house will pay for another house free and clear and leave enough to pay off any other debt (and then some) that I may incur..
I am no financial wizard and have never made that much but everything seems to be working out ok. I will not scrimp and save and not enjoy life.
lazs
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Originally posted by Skuzzy
You would like working with her. She is a rare one. None of the jobs she does look the same. They all take on the character of what the owner or business is about. She is in very high demand in the D/FW area and the company she works for treats her like a queen. She also knows the local/state building codes better than most contractors/architects.
How she maintains to stay level headed with all the accolades she gets is beyond me.
Oh man, Maybe I should move to Texas. I could use a breath of fresh air like that.
The very vast majority I see around here have things either look puke ugly.
Or like an acid induced circus on steroids.
Cant tell you how many times I've seen homowners make the mistake of giving the decorator carte blanche to do whatever they wanted only to come home and say "no,no,no" Or if they are lucky enough to be home, stop the whole thing part way in and say "this just isnt gonna work" at which point the designer/decorator will spend anywhere from several hours to several days arguing.
On the other hand. When I see a good one, they are usually very very good. I just wish there were more of them
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Originally posted by midnight Target
Come on Rip, your slipping!
Two threads going about stuff you own and you still haven't worked in the square footage of your home or the size of your 401K...
How about if I post about my land investments, would that make up for it?:confused:
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Originally posted by lazs2
yep... curval and nilesen... you don't need to borrow money if you live off of your parents money... is that what you call "economic wizards"?
lazs
Who says we are living of my parents money ?
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Your parents supply you with cars and boats... the things most people go into debt for. I have no idea what they give you otherwise but you are fortunate to have parents that can help. Many in America do not.
You will probly inherit enough money to make your life easier. I imagine that your schooling and living before you worked was much easier than some due to help from your parents... I don't know this so.... may be wrong... it is what I have gleaned from things you have said.
many here that are critical of people in debt have had a lot of help from relatives... some have been put through expensive schools and now feel that their accomplishments are their own... many feel that sitting at a desk for 4 or more years entitles them to not only a good wage but to claim they earned it.
I am saying that for a lot of people the road is much more difficult.
many who had no help are doing really well and it is allways impressive to me.
lazs
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Yes.. I have been fed, clothed and given a good education. I have also inherited money from my mother and grandparents after they died. That is a good thing for me but even if I had not I would never live beyond my means and borrowed money for things I could be without.
The house was buildt with money we had saved by working and not buying things we did not need.
I guess i should have given the money I got from the family to charity, but I blame greed I guess.
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Originally posted by beet1e
Yes J_A_B, and the other thing about the 4WD is that it makes the floor higher, so less luggage space. If you can buy a new car it shows you ARE an economic whiz! - or something like that. However, it's now after midnight and my A3 has probably turned into a pumpkin, so I bid you toodle-pip. :)
LOL Rip - I don't know where your European video is from (only looked at the first few secs) but one of my favourite weekend break spots is this. Straffo might recognise it ;) But it's full of posers, and for me to be saying that, you know it must be bad! :lol
You want boats? We got boats...
(http://)
Pretty nice Beet! That marina looks like one of our smaller ones here in Puget Sound. We had our previous 20 footer moored here about 2 miles from our house in Federal Way, for a reasonably $70 per month moorage.
Here is the view from this particular Marina:
http://pic4.picturetrail.com/VOL767/2726312/9360539/133558329.jpg
Take a look at our nautical backyard on the link posted below, open 365 days a year! now 7 miles from where we live, this is the reason that my goal is a 28 foot cabin cruiser when I get closer to 50 years old;
Use the arrows at the top of the page to scroll thru the pics, its really wonderful scenary!
http://www.railgrab.com/aerial_photos/pages/puget_sound_photos_ballard.htm
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Originally posted by lazs2
yep... curval and nilesen... you don't need to borrow money if you live off of your parents money... is that what you call "economic wizards"?
Like Nielsen I have been educated and provided many opportunities as the result of my parents and also my grandparents.
To bluntly state that I live off my parents money is somewhat insulting though. It also isn't true.
Grind your axe somewhere else.
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curval... don't be so sensitive... if you really feel that you earned it it should be no big deal. read what I said... I said that you had opportunities that many people that you make fun of do not. You really shouldn't criticize people who did not have such help for being in debt...
I know people who could not get into school (much less a good one) They are not dumb tho and you should be glad they aren't out competing with you on an even basis.
I know guys who are in debt for school to the tune of 6 figures allmost. would that have made your life a little harder? what about knowing that you had no safety net... that you either sank or swam when you were younger? no contacts... nothing.
lazs
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Originally posted by lazs2
Your parents supply you with cars and boats... the things most people go into debt for. I have no idea what they give you otherwise but you are fortunate to have parents that can help. Many in America do not.
You will probly inherit enough money to make your life easier. I imagine that your schooling and living before you worked was much easier than some due to help from your parents... I don't know this so.... may be wrong... it is what I have gleaned from things you have said.
many here that are critical of people in debt have had a lot of help from relatives... some have been put through expensive schools and now feel that their accomplishments are their own... many feel that sitting at a desk for 4 or more years entitles them to not only a good wage but to claim they earned it.
I am saying that for a lot of people the road is much more difficult.
many who had no help are doing really well and it is allways impressive to me.
lazs
Also, when one becomes somewhat successful, they feel they've earned it alittle more and are definately not defensive about the luxury items that they've accumulated. (Nor modest! (http://www.bimmerfest.com/forums/images/smilies/aim-angel.gif) waves to Midnight! :D)
I started out adult life with a suitcase full of clothes, $100 dollars, 1700 miles away from "home". Never asked for a dime since, and did it all on my own, including education. (Well, OUR own, my wife has contributed to our success!)
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Originally posted by lazs2
curval... don't be so sensitive... if you really feel that you earned it it should be no big deal. read what I said... I said that you had opportunities that many people that you make fun of do not.
That was a backtracking post AFTER you said Nielsen and I lived off of our parents.
I'm not making fun of people in debt.
Read what Dago said...he claims every single American can AFFORD a car (throwing a jibe at Beet1e). That is absolute nonsense...but you don't call him on that.
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Besides.. its not that easy beeing rich either.
When I turned 18 I only got 5 minutes to choose what color the Porche was gonna be. Parents can be so insensitive and pushy. They did not for a second stop to ask me if I wanted a BMW... they were always in a hurry from one board meeting to another and my birthday was no exeption. I ended up eating my birthday cake with the maid... or shal I say off the maid.
I got frosting all over my new shoes so I fired her when she didnt wanna kick them clean.
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lol
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Originally posted by Nilsen
... they were always in a hurry from one board meeting to another and my birthday was no exeption. I ended up eating my birthday cake with the maid... or shal I say off the maid.
I got frosting all over my new shoes so I fired her when she didnt wanna kick them clean.
:rofl :rofl
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SAVE THE PLANET
(http://hosting.animeoutpost.at/benni/pics/captain%20planet%202.jpg)
:lol
no by the time the earth's resources run out everything will probaly be like star trek so its ok
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:lol Nilsen. what??:confused: no Lambo?? you had to settle for a Porsche? thats just bad parenting.
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dont worry, i had three super hot chilli cheese dogs with onions last night. I can power a boomer sub for the next three weeks.
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Originally posted by Curval
Well, I guess that is fair, not EVERYONE in the US buys cars on credit. But just as true is that EVERYONE cannot AFFORD to buy a car in the US.
I have a nice pickup truck, and it is paid for. My wife has a nice car. It is paid for. My youngest son living at home still while going to college has two cars. Both paid for.
BTW, my house is also paid for.
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I am 25, I have never taken a loan out in my life. Credit cards.... Never used one.. Never had to. Everything I've ever bought was paid for in cash on the spot. My last vehicle I bought, I paid for 3/4'ths in cash the day I picked it up, and am paying off the rest because I have no credit from never borrowing anything from a bank or using any credit cards. So thought it would be wise to start building some credit. I could have paid the dealer cash on the spot for the whole thing. Its a good idea to build some credit IMO. Rather than take money from ma and pa forever.
Am I in debt? No not really, the money's in the bank and its' not going to anything except the car payment for the next year. Its idiots who take a loan out and dont pay it off when they should who run up rates for everyone else.
You got a credit card there curval?
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I run up $3000 of credit each month. This doesn't include house payments or other things I must pay cash for. :) But at the end of the month, it goes to $0 balance with not a penny paid in interest. This way, I pay for 2-4 free airfare tickets a year. :) Credit cards have great perks for consumers who can control their spending.
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I have am thinking about getting a credit card. I get nervous once in a while carrying cash on me all of the time. I get this crap in the mail for 3-5k limit on a card with 0% for 6-12 months... But otoh a little pastic card someone can steal and swipe anywhere he or she feels like is kinda scary too. Id have to do bad things to this person if I found them.
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and when yer really old and die w/15 maxed credit cards...no mo bills.
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Originally posted by Dago
I have a nice pickup truck, and it is paid for. My wife has a nice car. It is paid for. My youngest son living at home still while going to college has two cars. Both paid for.
...and that's "everyone in the USA"? LOL - and just to think, earlier in this thread, I was the one depicted as not being able to comprehend anything beyond my own "little world"! :lol
T-P
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and people in your country aren't in debt? you people promote drug use... steroid use is legal... need I say more?
you live in a perfect society though right?
that society never reaches further than the little rock you sit on though.
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There is nothing wrong with debt, for people or a government, in moderation.
All the anecdotal posting aside, the US has a net negative savings rate. Overall, Americans have been spending more than they earn. An individual or family can only do that for so long, same for a nation. Sooner or later, you're going to have to cut back spending since interest rates may not be so favorable and you've tapped out your savings. When that happens, you'll have a recession.
That is one of the risks with the US economy later this year. Not only are Americans spending more than they earn, the current account balance of the government has been negative (and growing more negative every day), which means you're hoping foreigners continue financing your debt. And you're hoping interest rates and inflation stay low. If they don't, well, let's not talk about it. You should be nice to those foreigners...
The government (you) is about to raise the debt limit to $9 trillion, meaning every man, woman and child in the US owes $30,000.
You are $30,000 in debt already, Morpheus. The question for you, as a young man looking forward to your future, is who got the $30,000 you owe?
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Originally posted by beet1e
...and that's "everyone in the USA"? LOL - and just to think, earlier in this thread, I was the one depicted as not being able to comprehend anything beyond my own "little world"! :lol
T-P
No, its not everyone, many have a lot more than me.
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Originally posted by Morpheus
and people in your country aren't in debt? you people promote drug use... steroid use is legal... need I say more?
you live in a perfect society though right?
that society never reaches further than the little rock you sit on though.
Actually, in beetles world alcoholism is accelerating beyond its already rampant state, their socialized medicine equates to substandard medical care for all but those with money, dental health care is sadly equivalent to many third world nations, crime, drugs and gangs are on the rise to a scary level.
No nation is perfect, and all work to address their issues, it's just bhugahunks like beetle that like to come on here and start tossing stones from inside his glass house. I guess that comes from the frustration of knowing that the USA is a much stronger, prouder and more successful nation than his own, and thrfact that he has no defenseless weaker persons to push around nearby.
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Originally posted by beet1e
You should remember that I was working for an American company 1996-97 and spent 2 months on site in Golden,CO.
So there you have it, Elfie. Feel free to check your FACTS next time you run your mouth on this board.
:rofl :rofl
I`m sure it was just an oversight on Elfie`s part there Gulliver.
We all keep a notebook at hand marked "Things We Cherish About Beetle`s Life" so we are able to jot down the high points.
There is just so much content we can`t keep up with it all.
Yes sir, the man in the rear.............we have a pompous do I hear a dillusional.....
Going once, going twice........................ ............................. ........
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See Rule #7
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if we are talking about pollution those old 707 didn't really help remember the old smokies
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Originally posted by Dago
Actually, in beetles world alcoholism is accelerating beyond its already rampant state, their socialized medicine equates to substandard medical care for all but those with money, dental health care is sadly equivalent to many third world nations, crime, drugs and gangs are on the rise to a scary level.
:rofl
Haha, Dago! You never cease to amaze me in your capacity to be utterly devoid of originality. I hate to spoil a good troll with a few FACTS, but in light of your prognosis feel compelled to do so. - alcoholism - oh, you've got me there. Just last night I went out with a long-standing friend and consumed two beers! So I'll be sure to pop along to the doctor's surgery later on to arrange a full liver function test. :D
- Socialised Medicine? I have a private medical plan which has come in handy, as I did need one or two minor fixes in the past 10 years. By going private, I do not have to join a waiting list along with... er, those less fortunate than myself, and thereby relieve the burden on the NHS benefiting those more needy of its care. But you said that in Britain there is "substandard medical care for all but those with money", at the same time taking a pride in not having socialised medicine in the US, where all medical care must be paid for at the point of use. Those with no money must go to a hospital that accepts the poor who have no jobs, and therefore no Blue Cross/Blue Shield protection - hospitals like the Cook County Hospital in Chicago. Thus what you're actually saying is that in the US, there is "substandard medical care for all but those with money" - exactly the scenario as you described for Britain!:aok
- Dental health - I have no problems, and have not needed a tooth drilled in nearly 20 years. I'd say my dental care, both professional and self administered, is pretty good, and yet you continue to blow this same old tarnished trumpet every time you post about my world!
- Crime and drugs at a scary level - are you saying that these are problems which exist only in Britain, but not in the USA??? Ah wait, you meant in the dago world. I bet you're going to tell me that because your wife/kids do not have a drugs problem and do not belong to any gangs, everyone in the USA is as pure as the driven snow, just as "everyone" in the US can afford a car. :lol
Feel free to add more embellishments about "beet's world" - it gives me something to look forward to as I enjoy my morning coffee. :)
Ah Mr. Jackall! "dillusional....." - this is the second time I've seen you post this word, but I do not recognise it. I do believe the word you intended was "delusional", trust that this correction will be well received, and thank you for your post which served to remind me that I am fortunate enough as to have received an education. :)
LOL - all this out of a thread about a few barrels of oil.
But now, gentlemen, I regret to advise you that owing to family commitments, an extended period of toodle pippage will exist from now until late on Sunday or even Monday. Do continue to post your portrayals of "beet's world" - I so look forward to reading them each morning. :D
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Originally posted by Morpheus
I am 25, I have never taken a loan out in my life. Credit cards.... Never used one.. Never had to. Everything I've ever bought was paid for in cash on the spot. My last vehicle I bought, I paid for 3/4'ths in cash the day I picked it up, and am paying off the rest because I have no credit from never borrowing anything from a bank or using any credit cards. So thought it would be wise to start building some credit. I could have paid the dealer cash on the spot for the whole thing. Its a good idea to build some credit IMO. Rather than take money from ma and pa forever.
Am I in debt? No not really, the money's in the bank and its' not going to anything except the car payment for the next year. Its idiots who take a loan out and dont pay it off when they should who run up rates for everyone else.
You got a credit card there curval?
Yes I do have a credit card. It is paid in full each month.
What exactly is your point? Are you trying to support Dago's assertion that all Americans can AFFORD a car? Is that it?
I made a sweeping generalisation AFTER Dago made one. Mine is somewhat supported by the immense consumer debt figures in the United States. His was just a bold faced lie.
I take mine back. Not every American buys cars on credit..okay?
Now, what say you about Dago's post?
Furthermore, your chest beating claim about always buying things with cash is funny considering that you are the ripe old age of *snicker* 25.
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Originally posted by beet1e
I am fortunate enough as to have received an education.
It`s a shame you don`t put it to use.
What I see missing in your "education" can`t be learned out of a book or in a school.
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Originally posted by Jackal1
What I see missing in your "education" can`t be learned out of a book or in a school.
LOL. I guess you can only learn it in Texas Beet.:rofl
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"Yes.. I have been fed, clothed and given a good education. I have also inherited money from my mother and grandparents after they died. That is a good thing for me but even if I had not I would never live beyond my means and borrowed money for things I could be without. "
But.... who really knows eh? Maybe if you had to buy all the things that were given to you then you would have to have spent money you didn't have to educate yourself and put a roof over your head... Same for curval..
nothing wrong with you guys getting a huge advantage from inheritance and family that can buy you the stuff most people have to buy themselves but.... It is silly for you guys to make fun of anyone who had to do it on their own...
Inheriting money is not a "smart move" nor make you an "economic mastermind" If you don't need to buy a car or a boat cause they are yours to use for free.... then saving to buy one is not a huge sacrafice now is it?
Not taking care of stuff that is given or laoned to you is not that great tho.
Getting drunk because you can afford it is no different than getting drunk because you can't afford it but... represent it any way you want... just lay off the guys who are in debt to put a roof over their heads and buy a car to get to work.
lazs
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Originally posted by lazs2
"Yes.. I have been fed, clothed and given a good education. I have also inherited money from my mother and grandparents after they died. That is a good thing for me but even if I had not I would never live beyond my means and borrowed money for things I could be without. "
But.... who really knows eh? Maybe if you had to buy all the things that were given to you then you would have to have spent money you didn't have to educate yourself and put a roof over your head... Same for curval..
nothing wrong with you guys getting a huge advantage from inheritance and family that can buy you the stuff most people have to buy themselves but.... It is silly for you guys to make fun of anyone who had to do it on their own...
Inheriting money is not a "smart move" nor make you an "economic mastermind" If you don't need to buy a car or a boat cause they are yours to use for free.... then saving to buy one is not a huge sacrafice now is it?
Not taking care of stuff that is given or laoned to you is not that great tho.
Getting drunk because you can afford it is no different than getting drunk because you can't afford it but... represent it any way you want... just lay off the guys who are in debt to put a roof over their heads and buy a car to get to work.
lazs
Let me clear a few things up for ya lazs.
First I am not "making fun" of anyone who makes it on their own.
Buying a sporty car on credit is hardly "making it" on your own.
Second, I have borrowed money to buy my home and make monthly payments just like anyone else. I was not given a house. You make mention of six figure debt, well mine is actually seven. But, it isn't debt on something that depreciates 50% as soon as I drive it off a lot. It will actually appreciate (and already has) over time.
I have inherited "some money". When my grandfather died he left my sister and I a trust fund. Currently those funds are sitting in a Mutual Fund and are going to be used to put my three children through university. Other than that I have not inherited a dime.
I've never owned a boat and never had free use of my father's boat, which he sold about ten years ago. I also have no desire to own a hole in the water that you throw money into. Could I AFFORD one? No. Could I buy one, yes.
So, be careful making assumptions.
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Originally posted by Curval
. I also have no desire to own a hole in the water that you throw money into. Could I AFFORD one? No. Could I buy one, yes.
.
That's insane Curv! All that water around you? The fishing? Man! Not owning a boat where you live is like living in a desert and not have a 4WD Toyota! You have to consider the memories you generate when owning a boat...not everything has a "price tag" on it...the memories my kids will have from our boat ownership are worth twice the money we've put into boats. Some of my fondest memories of childhood were fishing, waterskiing, just being out on the boat with my family. YMMV.
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everyone spends money on the things that they want and it never seems extravagant to them...
You look at buying boats when you allready in debt as being insane yet...
You are in debt but travel all over (making fun of those who don't) and go..... skiing? you are in debt but you find the money to ski down a slope?
I don't like boats or snow so I guess that makes me really a smart money guy eh? Unless you count Hot Rods or guns which are after all....
essential for well being. I am just not so hypocritical about it.
lazs
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Originally posted by Curval
Other than a trust fund, I have not inherited a dime.
HAHAHAHA
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and of course the school that put you a leg up on the competition and... anything that you ever needed that was essential and you couldn't afford...
are you really that fragile? can't you admit that you didn't do it on your own?
lazs
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Originally posted by Curval
Yes I do have a credit card. It is paid in full each month.
What exactly is your point? Are you trying to support Dago's assertion that all Americans can AFFORD a car? Is that it?
I made a sweeping generalisation AFTER Dago made one. Mine is somewhat supported by the immense consumer debt figures in the United States. His was just a bold faced lie.
I take mine back. Not every American buys cars on credit..okay?
Now, what say you about Dago's post?
Furthermore, your chest beating claim about always buying things with cash is funny considering that you are the ripe old age of *snicker* 25.
lol yikes, clam down there big guy. I wasnt supporting anyones assertion. You make a broad generalization and then expect one to take it for face value. If you say it, it must be true... Look at you, you have no debt, you're doing something right... Right? LOL please. But you even made the point of saying how you've leached off the family jewels for how long, so what good does that do for your point? Sorry for rubbing that hair strung across your bellybutton the wrong way. OTOH, maybe you like it better with dago? :confused:
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Originally posted by lazs2
You look at buying boats when you allready in debt as being insane yet...
You are in debt but travel all over (making fun of those who don't) and go..... skiing? you are in debt but you find the money to ski down a slope?
I don't like boats or snow so I guess that makes me really a smart money guy eh? Unless you count Hot Rods or guns which are after all....
essential for well being. I am just not so hypocritical about it.
lazs
I don't make fun of anyone not travelling. I make fun of people who claim to be full of knowledge about other countries but who have in reality never been anywhere.
The "insane" comment is Ripsnort's not mine. I said I cannot AFFORD to buy one. I have the financial capacity to do so, but given all my other expenses I choose not to. That is what I mean by not being able to afford a boat.
I am in huge debt, but I am able to service that debt and still ski. Don't undersatnd your point.
john9001 - I don't think you understand what a Trust Fund is. My grandfather left me some money. He did so by settling a trust. That is all. Other than that money I haven't inherited anything...why so funny? I haven't even touched it. In fact, given that it is a discretionary fund I would have to ask the trustees to distribute money to me. It is merely a mechanism. You guys seem to think it is some magical money tree.
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Originally posted by Morpheus
lol yikes, clam down there big guy. I wasnt supporting anyones assertion. You make a broad generalization and then expect one to take it for face value. If you say it, it must be true... Look at you, you have no debt, you're doing something right... Right? LOL please. But you even made the point of saying how you've leached off the family jewels for how long, so what good does that do for your point? Sorry for rubbing that hair strung across your bellybutton the wrong way. OTOH, maybe you like it better with dago? :confused:
Before you posted, if you bothered to read, I had already acknowledged that it was a broad generalisation. I have yet to see any of you guys admit Dago's assertion that everyone in the US can afford a car is baloney.
Then you came along banging your own drum about ever borrowing anything and asking if I owned a credit card.
What was your point in asking me that praytell?
Where did I say I leached off anyone? That was lazs assertion..and now yours.
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Hm, my first deleted post. I shall refrain from "long haired 70's peace activist" synonym in the future.
I'll rephrase.
How much Jet-A fuel can you get from that amount of oil?
Although cars do consume a lot of oil, private use by any one individual is pretty low compared to people who're active in the aviation world.
Especially people using planes that climb at max power 90% of the time.
We can't get around that oil is used in massive quantities for work related tasks. It is also true that a good amount is used for recreational purposes. For me, my hobby is pretty much dependent on fossil fuel.
As far as debt goes - as long as it s manageable even in periodic "dry" income periods, it's ok in my book. Long lasting overspending is a different issue. It's as with alcohol and most other things; fine in moderation. I have around $2k debt + some student loans. Gonna add $5k more come summer for a US trip. That's acceptable because I have a new job and a higher income.
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The point was you're talking down, or were, at people who borrowed money as if everyone should have a honey pot to dip in to like you. The credit card thing was just making the point that if you have one and use it, then you're borrowing money too.
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No I wasn't Morpheus...I was simply responding to Dago's broad generalisation with one of my own. I then admitted it was a broad generalisation.
My point was aimed at the MASSIVE consumer debt in the United States that essentially fuels your economy. It was not making fun of, or talking down to anyone...except Dago.
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See Rule #4, #5
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See Rule #4, #5
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Those weren't insults, they were digs. Just like the several you gave me after I called you out for the mass generalization against Americans. :)
Or were you kidding when you made that generalization?
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Goodness me.
I have yet to see you, or anyone else, admit that the initial mass generalisation was that everyone in the US can afford a car. I reacted, with one of my own and admitted as much. I did so before you even posted.
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Why are you being so sensitive?
You sure seemed to be tough enough to give it before.
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Originally posted by Morpheus
Why are you being so sensitive?
You sure seemed to be tough enough to give it before.
lol...lazs calls me "fragile" and you call me "sensitive".
Fine.
You jumping and "calling me out" with "digs" after assuming America is being "attacked" is what?
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sorry guys i need it all to deliver Blue Bell to HTC.
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Originally posted by Curval
lol...lazs calls me "fragile" and you call me "sensitive".
Fine.
You jumping and "calling me out" with "digs" after assuming America is being "attacked" is what?
Let the working class do their thing while we enjoy a nice Chivas ok? Don't let them bring you down in the mud with them Curval..
Cheers ol'boy :D
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Originally posted by Nilsen
Let the working class do their thing while we enjoy a nice Chivas ok? Don't let them bring you down in the mud with them Curval..
Cheers ol'boy :D
LOL!!!
...pardon me Nilsen, do you have any Grey Poupon?:D
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Originally posted by Curval
LOL!!!
...pardon me Nilsen, do you have any Grey Poupon?:D
naw but i have some green plants :cool:
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Originally posted by Curval
LOL. I guess you can only learn it in Texas Beet.:rofl
Oh I can guarantee ya, if he comes off with the l`il pompous act in real life such as he does on this board, he would learn a lot here....and real fast. :rofl