Aces High Bulletin Board
General Forums => The O' Club => Topic started by: DREDIOCK on February 10, 2008, 04:43:32 PM
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Anyone out there tell me if ANY of these items are not business deductions
Gas for commercial vehicle
Commercial truck insurance
Commercial vehcle registration
Maintenence on commercial Vehicle (Brakes,tires,Battery,tune ups
oil changes)
Then
Business Liability insurance
Business licencing fees
Total amount paid for Tools under $1,000 each
Rental Equipment
Advertising
Road Toll fees
Office supplies (Pens Paper,Printers Ink,Proposal Pads etc)
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Sounds like business deductions to me
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My wife the CPA said that they all are business deductions. Except the tools, they have to be capitalized and depreciated.
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Originally posted by JB66
My wife the CPA said that they all are business deductions. Except the tools, they have to be capitalized and depreciated.
Even those costing UNDER $1,000?
I was under the impression that only items over 1K needed to be depreciated
Most of the ones bought cost under $100 each. and most of those were under $25 each.
Reguardless.
Just the vehiclwe related expences alone were over $4K
Not including all the items I listed under "then"
Even if I didnt include the tools. by my math I still have over $7K in deductions
This idiot tried telling me I had $3K in total deductions.Thats everything.combined.
Only reason i went ot H&R is we wanted to get the stuff done quickly so we could apply for my sons FAFSA.
And our regular accountant (our nephew)wont be able to have it back to us for over a week as he changed jobs and doesnt have the freedom he had on his old job.
Bit of a price difference too. He charged us $150
H&R block wanted to charge us $400.
But we were willing to pay it for a quick turnaround time
but after he tried telling me this nonsence
screw dat.
Im dropping the papers off at my nephews tomorrow and hopefully he can give us some basic preliminary numbers so we can fill out the FAFSA forms.
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Go to the store and buy TaxCut. It will do all that stuff for you. All you gotta do is answer the questions. My wife owns her own business and we just bought a house last year. All we had to do is answer the questions and fill in the financial info from our W2s and it figured it all out for us. It even suggests additional deductions you may not have thought about as well.
And it only costs $19.95 for the Federal edition and the efile is like $14.95 or something. But if you live in one of those pesky State income tax states you may have to spend a little more to get the correct version. God bless Texas!!:cool:
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I tried using H&R Block before. They suck. They charged me an arm and a leg to do the taxes and then told me I owed over 4k just to the feds. Went somewhere else and because of deductions that H&R Block wouldn't let me take I actually ended up getting money back.
H&R Block wouldn't let me claim stuff like nail gun maintenance. Nail gun starts leaking so you take it in for a rebuild and H&R Block said that wasn't a valid deduction even though I had all my receipts.
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Originally posted by Elfie
I tried using H&R Block before. They suck. They charged me an arm and a leg to do the taxes and then told me I owed over 4k just to the feds. Went somewhere else and because of deductions that H&R Block wouldn't let me take I actually ended up getting money back.
H&R Block wouldn't let me claim stuff like nail gun maintenance. Nail gun starts leaking so you take it in for a rebuild and H&R Block said that wasn't a valid deduction even though I had all my receipts.
that too.
I only did a few thousand more in business then last year
and last year I pretty much broke even with the feds using my nephew.
H&R block this year I had larger expences pretty much in tune ratio wise as last year yet he was going ot try and tell me I owed $3,600.
Now I can see where I might owe a little bit more based on what I paid in.
Just not $3,000 more.
not even close.
Just got off the phone with my nephew.
he tells me #1 they are ok if all your doing is standard forms but most of them arent good when it cmes to filing for businesses.
"Bunch of yahoos that take a 6 week course to learn the data entry Then get a job there for $10 an hour"
Just goes to show. like with anything else. when you need it done right, hire a professional.
My nephew is used to doing the business forms as that all he usually does.
Must be pretty good When he graduated college some heavyweight names like Merryl lynch and a few others were practically begging him to come work for them.
worked there for a while and as a bank auditer for a while.
He's the type that gets sick to his stomach literally unless things are absolutely perfect. And he didnt want ot deal with that kind of stress anymore. so he moved to a much smaller firm.
Much less money. But also much less aggrivation LOL
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Heck Dred I know a guy that used to have H&R Block do his taxes all the time. Then one year he got audited and H&R Block didn't show up like they were supposed to for the audit. He ended up owing thousands to the feds.
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As to vehicle expense, you can take either mileage or actual expenses, not both. I used to keep expense receipts, but every time I added it up I was always ahead just taking the mileage.
YMMV, of course ;)
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Originally posted by culero
As to vehicle expense, you can take either mileage or actual expenses, not both. I used to keep expense receipts, but every time I added it up I was always ahead just taking the mileage.
YMMV, of course ;)
I beleive its either gas expences or milage
and my milage was one of the things I was going ot have to get back to him on as I forgot it
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Business expenses may not be a "deduction". Instead, they are a cost of doing business and they directly reduce your operating income.
That said, if you are not the owner or you're not filing "self employed", then you may not be able to directly subtract expenses from the income. In that case, you would have un-reimbursed expenses as a direct result of or requirement for employment, which are handled sort of like deductions, but which have other restrictions.
To be able to answer the question though, you'll need to provide more information on the nature of the business, if you're incorporated or self employed, etc. If you are not self employed, then what you really need to do is have the company reimburse you for all those expenses and then have the company claim them as business expenses. Depending on tax brackets, that might actually save the company a bunch of money if the company is taxed at a higher rate than you are personally.
Also, expenses while commuting to and from your place of business are typically not deductable, however if your business involves driving to work sites in a company vehicle, then those should be business expenses subtracted from income. In any case, it's possible that the tax guy did in fact subtract these from your income and account for them, but they are still not "deductions".
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H&R block.... why would I do my taxes at a 'One size fits none' outfit that set up shop in the middle of Wal-Mart? I've heard plenty of horror stories.
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Eagl I was self employed at the time, I believe Dred is also.
H&R Block wouldn't even let me take the mileage deductions lol.
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Bah H&R Blockheads. The one and only time I used them i got a measly few hundred buck, less their fee.
Last year I did my own tax online using the ATO's online tax tools and got $3k
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We used the Turbo Tax online form this year and I was very pleased.
We fit the guidelines for free filing of both federal and state.
2 hours punching in info, and 10 days later we are sitting on our refund.
Granted we just take standard deductions. If your running a business you need a real tax man not H & R block.
But for the average joe homeowner I'd highly recomend the turbo tax online.
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Originally posted by eagl
Business expenses may not be a "deduction". Instead, they are a cost of doing business and they directly reduce your operating income.
That said, if you are not the owner or you're not filing "self employed", then you may not be able to directly subtract expenses from the income. In that case, you would have un-reimbursed expenses as a direct result of or requirement for employment, which are handled sort of like deductions, but which have other restrictions.
To be able to answer the question though, you'll need to provide more information on the nature of the business, if you're incorporated or self employed, etc. If you are not self employed, then what you really need to do is have the company reimburse you for all those expenses and then have the company claim them as business expenses. Depending on tax brackets, that might actually save the company a bunch of money if the company is taxed at a higher rate than you are personally.
Also, expenses while commuting to and from your place of business are typically not deductable, however if your business involves driving to work sites in a company vehicle, then those should be business expenses subtracted from income. In any case, it's possible that the tax guy did in fact subtract these from your income and account for them, but they are still not "deductions".
Sorry, thought everyone knew, Im a self employed. Small business owner.
Non incorperated ,sole-propiertership Painting WallPapering & General Home repairs company.
To be more clear. And to use your terminology
In spite of having over 7K in the business expences I listed (4K in vehicle expences alone)
He only reduced my income by 3K
According to my rough calculations If I take into account similar deductions or operating expences that I was allowed to take last year. and apply the same standard to this year.
After the expences I only made about 3 K more then last year.
Even if we went by the way H&R Block figured it and only allowed the 3K he was saying. Thats still only 7K more then I made last year.
How 7K adds up to more then 3K more in owed taxes over last year is beyond my understanding.
And trust me. Im nowhere near the 50% tax bracket.
Think of me as middle, middle class LOL
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You can try to do it yourself with turbotax, or go to a real tax accountant.
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Seriously, if you want to make sure you get every deduction you can, talk to a Certified Public Accountant.
The folks who work at H&R Block type places go thru abbreviated training and are basically proficient users of the software. That's it.
I was taught to have two good things in life (as far as financial stuff goes)...a good lawyer and a good CPA.
And it wont cost you huge money.
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Originally posted by LePaul
Seriously, if you want to make sure you get every deduction you can, talk to a Certified Public Accountant.
The folks who work at H&R Block type places go thru abbreviated training and are basically proficient users of the software. That's it.
I was taught to have two good things in life (as far as financial stuff goes)...a good lawyer and a good CPA.
And it wont cost you huge money.
Thats why I dropped the papers off at my nephews house today.
When you want something done right.
Hire a professional.
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dred.. a paperhanger? hell.. I was a painting contractor and general for 14 years... musta hung a million yards of 54" vinyl and every roll good made. Did hotels and casinos and banks and offices and rich folks home.
Hung every material ever made.
I knew there was something wrong with you.
lazs
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Drediock,
What was your net profit?
You usually can only deduct expenses against net profit (IIRC)
Try Turbotax. They have a good tutorial that guides you through the process.
If that doesn't work for you, then hire a professional.
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Originally posted by lazs2
dred.. a paperhanger? hell.. I was a painting contractor and general for 14 years... musta hung a million yards of 54" vinyl and every roll good made. Did hotels and casinos and banks and offices and rich folks home.
Hung every material ever made.
I knew there was something wrong with you.
lazs
Yup
"A Stroke Of Genius Painting & WallPapering"
There must be. I also do Wallpaper removal. LMAO
But I also charge strictly by the hour to remove any paper and repair and prime the walls on any paper I didnt personally hang. to the tune of $45 per hour.
Learned my lesson the hard way with that when I gave a flat price on two identical bathrooms with identical wallcovering.
the difference was in how the walls were prepped and what paste was used in each.
Figured I'd be in and out of both rooms in a day easy.
And priced it that way
Boy did I figure wrong. The frst I was done in 2 1/2 hours.
The other they didnt prep the walls at all and used a heavy duty clay based adhesive. And used ALOT of it
That one I was in for 2 1/2 days
now its $45 per hour to take down.
$35 for the elderly
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Originally posted by SaburoS
Drediock,
What was your net profit?
You usually can only deduct expenses against net profit (IIRC)
Try Turbotax. They have a good tutorial that guides you through the process.
If that doesn't work for you, then hire a professional.
I just gave it over to my nephew which is what I've been doing.
He's a professional and always sets me up right
BTW when we thing nephew we think kid.
This nephew is 40 LOL
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Take your taxes to a good CPA/accountant. H&R block tax preparers can't tell you anything that isn't on the monitor in front of them and computer programs can get you in trouble(been there done that). Computer programs are fine for EZ form, more than that get a professional. Good CPA/accountant will save you money.
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In 1998 I retired after selling my % in a business I ran for 12 years. The parent company decided to consolidate, I took the money and ran. I had always done my own income tax return, so that year - no biggie - right? Wrong lizard-breath! The sale involved intelectual property, covenants not to compete and intangibles - huh??? - NOT capital gains. Without a clue, I decided to take an H&R Block tax course to try and figure out my circumstances.
After aceing the course and final exam (which didn't cover my situation), Block wanted to hire me - I agreed and spent 8-seasons doing taxes for H&R Block. Admittedly, I was NOT a tax expert the first and second year, but eventually, with the MANDATORY training Block insisted on every year, I eventually became pretty good.
If anyone goes to Block (or anyone else) who's qualified to prepare Federal 1040 with a schedule C (Sole Propriotor) - make sure they match you up with an expert (there's plenty of them) in self employment, and the particular tax situation you are involved with. There are so many different circumstances - what needs to be depreciated and what can be expensed, that only a specialist in that field can keep abreast of what the current tax findings are.
Having been self employed a good % of my life, as well as owning income producing property and selling the above mentioned business, I can attest to the fact that the US Tax code is burdensome, archaic, ambiguous and in general a PITA. NO-ONE understands it completely! There are countless tax court contests each year and the IRS loses a signifigant % of them! Thank congress for that!
Someone said that taxes and death are inevitable - at least we can do something about taxes - vote for a flat tax and put Block and a lot of lawyers out of business!
Regards,
Optiker
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Im for getting rid of income tax completely and just instituting a national sales tax.
Then everyone pays their fair share reguardless of income level.
Just got a call from my nephew with some prliminary numbers.
Seems I will be oweing money this year.
to the tune of $700 to the feds and $100 to the state.
HELL of alot better then the $3,000+ the screwball at H&R block was telling me.
I was expecting to owe something.
Just that $3K seemed way out of proportion from last years income and this years income.
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Yep dred.. I would guarantee that my stuff would stick but not what it was over if I hung over someone elses work. I used clay based (surestick 111) for everything except the flexwoods.
forget removing it unless I had done the wall prep.. Used alkyd flat enamel to prep the walls. old school even back then but nothing else works as good.
If you are using a flat peice of plastic to smooth your work (rectangle maybe 4" x 5" and an eight inch thick).. the first person to do so was my partner in 1970.. it was a chunk of broken plastic mirror from a hyatt hotel he was doing.. never used a brush again.. he taught me using that tool. Now you can actually buy em. We hung every material ever made.. we double cut in almost everything.
ever use a paste machine on commercial work?
lazs
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Originally posted by JB66
My wife the CPA said that they all are business deductions. Except the tools, they have to be capitalized and depreciated.
His wife is right. However, it may be common practice to write off small tools. On the safe side, categorize them and follow the IRS Depreciation methods.
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A guy I know went to H&R block and they wanted to charge him 200 bucks for his return. He asked if I would do them for $50. I said no. He wants to claim about 3 dependents that aren't even his and that he has not supported. That's a cliff I stay away from.
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Originally posted by lazs2
Yep dred.. I would guarantee that my stuff would stick but not what it was over if I hung over someone elses work. I used clay based (surestick 111) for everything except the flexwoods.
forget removing it unless I had done the wall prep.. Used alkyd flat enamel to prep the walls. old school even back then but nothing else works as good.
If you are using a flat peice of plastic to smooth your work (rectangle maybe 4" x 5" and an eight inch thick).. the first person to do so was my partner in 1970.. it was a chunk of broken plastic mirror from a hyatt hotel he was doing.. never used a brush again.. he taught me using that tool. Now you can actually buy em. We hung every material ever made.. we double cut in almost everything.
ever use a paste machine on commercial work?
lazs
Used a paste machne a couple of times whe I worked at a Hospital.
Nice item But not worth the expence for me for the residential work I primarily do. If all id did was wall paper then it might make sense. but it seems to come in waves. I'll have 3-4 papering jobs in a row, then wont see another for 6 months.
Plus its just something else I'd have to clean
Clay based is best for the heavier commercial paper. Which seemed to me to be more like canvas then paper anyway.
I stay away from the clay based adhesives as they are harder to remove and most of my customers become repeat customers and I dont want to make removing the stuff in the future any worse then it has to be for myself.
I dont use a standard papering table either.
Most are made of wood and I find the paste can be a real PIA to clean off. Instead I picked up a folding 6' plastic banquit table from Home Depot.
Works great and the paste residue cleans up real easy
Hell of alot cheaper too
Most of the stuff I get to play with is pre pasted. I use the paste activator which works well. But I'll keep some vinyl over vinyl boarder adhesive for any of those areas that just dont want to stay put
Did one job about a year ago where the manufacturers instructions were to paste the wall then apply the paper to the pasted wall. I still prefer pasting the paper first.
I've used the plasic almost from the beginning. Figured out real quick that the brush just didnt cut it.
When I can get it I'll take a couple of peices of scrap formica and glue them together and cut them to whatever size I want. If you get the right thicknesses it works even better then the plastic. Particularly in corners and tight areas.
I find Zinnzer makes the best wallpapering primer. Their latex stuff works real well.
Oils arent what they used to be because of reformulation for VOC compliences. and really arent holding up any better then the latex'snow which have improved greatly in the last 25 years.
The only time I use oils of any kind anymoreis Varnishes over previously varnished stuff. And metal porch railings. And as a primer after I've removed Wallpaper andf prior to painting.
I use the Kills fast drying (about an hour)low odor oil based primer after I have stripped the paper and before I paint the walls.
I do this to prevent any paste residue I migth have missed from flaking up in the future after its been painted.
I find the latex primers. Even those advertised for the same application. do not work as well as the oil based i preventing that.
usually I'll prime ne day then paint the next with that stuff as if its goig to flake at all. it does it within the first 24 hours. But thats rare.
For Paper and paste removal I dont waste my money on Diff.
Usually Ill use a mild detergent, Mr Clean. Fabric softener, Vinagar, or just plain hot wwater.
I try to stay away from the vinagar as it makes the entire house smell like a salad.
but with Diff. I find if it doeast come off easy with any of the others. Diff doesnt make it any easier either.
LOL
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Originally posted by Getback
His wife is right. However, it may be common practice to write off small tools. On the safe side, categorize them and follow the IRS Depreciation methods.
what I do is I have a sheet with the total tallys of all my regualr tools
then several other itemised sheets listing each item, when it was bought and how much I paid for it and the totals for each listing
Example
Date Qnty Brushes
1/2/08 1 3" Nylon/polyester $16
1/7/08 2 4"China Bristle $32
TOTAL 3 $48
And do the same thing with rollers, roller cages.. Anythign I tend to buy alot of the same type thing.
Anything else I have yet another sheet labled "
and equipment"
And list each of them the same way with the total on the bottom as well
Another sheet on Rental equipment
And yet another on vehicle expences, and so on and so forth
The main sheet has all the tallys
Looks something like this (example numbers only)
Item totals for year 2008
Standard tools
Brushes Rollers etc $1,000
Miscellaneous Tools
and equipment $700
Rentals $500
Vehicle Expences $2000
Total $4,200
tis way he can go over what I listed to make sure Im not claiming anything I cant list
If everything is kosher. He already has the totals right there.
If not he can just subtract the prices of whatever items from the totals
He tells me he loves the way I present everythig to him.
typically what most buisinesses and contractors in particular do to him is just hand him a box full of receipts and say "here ya go"
Youch LOL
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dred... I was around when the prepasted crap came out.. we just ignored the fact and thinned the crap out of the 111 and pasted it like normal paper back vinyl.. folded it up and did 4 or five strips at a time.. by then.. the first was ready.
you don't have to clean paste off the table cause you don't get paste on the table. You need straight grain pine or such for a table cause you are gonna have to trim.. How do you trim the stuff? If you don't have a good table the blade will wander all over the place when you try to trim your work on the table.
You can hang right over good work. 111 makes for good work.
lazs
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Pre pasted is about all you will see anymore. cept in the ultra heavy commercial stuff you see in office buildings.
cept for that one oddity paper last year I havent even seen unpasted paper in years.
The activator is basically thinnned out paste. though not clay based.
And you can keep dat chit. LOL
Like I said. I dont use a machine I just pull the length out I need and use the roll to guide my hand as I make my cut. Unless its width Im trimming all other trimwork gets done on the wall
the Table I use is wider then the paper. And because I dont use a machine Yes I get paste on the table along the sides.
Remember if your used to hanging commercial stuff. that stuff is usually alot wider then the stuff people use in their houses.
Commercial stuff typically has alot less pattern to it too which means I cant do alot of doublecutting.
I usually get the stuff where you have to match up two halves of dainty little leaves and flowers about the side of a matchbook style match head.
You cant double cut that stuff. You have to match it point for point, leaf for leaf
Also been getting quite a bit of Lazer cut stuff too.
Looks great. But can be a pain to hang as it likes to curl up after its been pasted
Only job I did that I didnt like the way it came out was a wall paper "themed"room
The main part of the walls were sky and clouds with an ultrawide lazercut boarder on the top and botttom and in one corner.
In one corner was a tree trunk around the top was lazer cut leafs about 2 1/2 feet wide
And alonf the bottom was a lazercut fence and shrubbery.
The Lazercut stuff was a true PIA to hang as it kept wanting to curl up apter it was pasted But those parts looked great
Its was the cloude and sky main part of the wall that IMO looked like crap.
No The changes from sky to clouds was so subtler I couldnt get a good pattern match no matter what I tried Tried flipping it. and moving it back and forth as much as 4 feet double cutting, everyhting I could think of.
But no matter what I did. if the pattern matched nicely in one spot. it matched horribly in another.
In the end the homeowner loved it even though I pointed it out to them which is all that matters I guess.
I was so unhappy with it I offered not to take payment for it.
but like I said. they loved it and insisted it looked great.
And still do.
They must. They keep calling me back to do more work.
And I keep Biotching about the way it looks.
Its the one job im actually looking forward to stripping when they eventually get tired of it.
I'll never hang that paper again
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Originally posted by DREDIOCK
Anyone out there tell me if ANY of these items are not business deductions
Gas for commercial vehicle
Commercial truck insurance
Commercial vehcle registration
Maintenence on commercial Vehicle (Brakes,tires,Battery,tune ups
oil changes)
Then
Business Liability insurance
Business licencing fees
Total amount paid for Tools under $1,000 each
Rental Equipment
Advertising
Road Toll fees
Office supplies (Pens Paper,Printers Ink,Proposal Pads etc)
LOL! H&R Block told me that anything related to computers or games I can use as a business write off since I work in the gaming industry. Now I wonder if they are correct.
ack-ack
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Here is the kind of stuff I tend to get alot of.
you aint doublecutting this kind of stuff LOL
(http://www.wallpaperstore.com/samples/FAY/511173.jpg)
(http://www.wallpaperstore.com/samples/HFT/416574.jpg)
(http://www.wallpaperstore.com/samples/MSA/544802.jpg)
and an example of the lazer cut stuff I mentioned.
the top is squared off like normal boarder. but on the bottom where you see the flowers. its actually cut out to that shape of the outline of the flowers
(http://www.discount-wallcovering.com/images/floral/ACW036.JPG)
This is a pretty mild example. I did one that had hanging grapes.
Oy vey!
Looked great when it was done though
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We tried H&R Block exactly one time -- attempting to file our 2001 returns.
They told us we owed a penalty to Missouri because we hadn't paid our state taxes in 2000.
Us: "Well, we didn't live or work in Missouri in 2000. We moved there in 2001, and our jobs there began in 2001. No work, no residence in Missouri in 2000. Ergo, we paid no income taxes to Missouri."
Them: "Precisely. You didn't pay your 2000 Missouri income taxes, so you owe a (hefty) penalty."
Needless to say, we found different tax accountants after that.
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Originally posted by E25280
We tried H&R Block exactly one time -- attempting to file our 2001 returns.
They told us we owed a penalty to Missouri because we hadn't paid our state taxes in 2000.
Us: "Well, we didn't live or work in Missouri in 2000. We moved there in 2001, and our jobs there began in 2001. No work, no residence in Missouri in 2000. Ergo, we paid no income taxes to Missouri."
Them: "Precisely. You didn't pay your 2000 Missouri income taxes, so you owe a (hefty) penalty."
Needless to say, we found different tax accountants after that.
Was he Indian?
sounds like you had the same guy I did LOL
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The local news had a great story about this very subject the other day. It makes you think twice about going to the "main stream" tax centers.
http://www.wsbtv.com/video/15284692/index.html
http://www.wsbtv.com/news/15281247/detail.html
http://www.wsbtv.com/news/15284519/detail.html
http://www.wsbtv.com/video/15283070/index.html
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H & R Block charges how much for a EZ form. $40?
My accountant charges me less than a $100 for a complicated itemized 1041 return. And if I have a question in July he's there to answer it. Try that at a H & R block in the mall or at Wal Mart. Or any of the other tax chains for that matter. The personal turnover at those places is enough make me look else where for service. A accountant who has a vested interest in providing customers a good service will almost always beat a hourly employee. :)
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Originally posted by Ack-Ack
LOL! H&R Block told me that anything related to computers or games I can use as a business write off since I work in the gaming industry. Now I wonder if they are correct.
ack-ack
I asked H&R Block if I could write off the cost of a computer or at least depreciate it if I bought one to keep track of my expenses easier......I got told no. LOL
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dred.. I hung thousands of rolls of prepasted.. I just treated it like anything else and thinned the surestick. believe it or not.. it is MUCH less messy.. and.. it will stick to the walls.. never had to go back on a job cause it wasn't staying stuck.
As for the table.. yes the table is wider than the material.. You cut the entire room on the table before you paste anything right? pull the piece you need to past to the side of the table that has some exposed board. The other pieces protect the remaining table.
Those patterns are typical.. ever do a 2/3 drop match? the stuff I hung was not pre trimmed tho for the rich folk.. it had a salvage edge that had to be trimmed off.. you could trim most of it and then double cut it on the wall.
lazs
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But the sad thing is soo many people think these guys will "find them" bigger refunds...when heck, they wont even look.
Weren't they sued recently for tax preparation issues, come to think of it?