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General Forums => The O' Club => Topic started by: Dos Equis on October 02, 2008, 06:00:19 PM

Title: Bank of America: Rumor of unannounced closure.
Post by: Dos Equis on October 02, 2008, 06:00:19 PM
http://www.marketoracle.co.uk/Article6587.html

Third item down.


You may wish to withdraw any holdings you now have in BoA. If the rumor of bank managers getting signs delivered is true, then once they close, there will be no access to your savings or checking accounts, not even electronically.

Title: Re: Bank of America: Rumor of unannounced closure.
Post by: Holden McGroin on October 02, 2008, 06:13:25 PM
Googling "WE'RE SORRY, BUT DUE TO CIRCUMSTANCES” yields 1 single solitary hit.

No corroboration
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: USRanger on October 02, 2008, 06:59:45 PM
But hey, thanks for trying to stir up more fear & paranoia  :aok
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: Hangtime on October 02, 2008, 07:29:23 PM
http://www.dailypaul.com/node/66028
 (http://www.dailypaul.com/node/66028)
http://www.godlikeproductions.com/forum1/message622880/pg1 (http://www.godlikeproductions.com/forum1/message622880/pg1)

http://www.businessweek.com/ap/financialnews/D93HJ0700.htm (http://www.businessweek.com/ap/financialnews/D93HJ0700.htm)
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: humble on October 02, 2008, 08:17:10 PM
This is actually more interesting to me...


This from a friend in Seattle: “I was talking to my neighbor last night. He is in finance in the county government, King County (Seattle). He said there are some very secretive budget talks being held, very hush, hush. Apparently, the county has lost around $200 million of taxpayer money in toxic paper investments , with huge implications on the budget. He says he is not privy to the details, but he is taking a 10-day vacation starting today, because he has nothing to do since everything is in flux.”

Given the insolvency and budget issues most municipalities have already the thought that many may have lost significant capital reserves is staggering.
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: RATTFINK on October 02, 2008, 08:23:20 PM
 :noid
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: john9001 on October 02, 2008, 08:47:49 PM
it is rumors like this that cause runs on banks, back when johnny Carson was on TV he made a joke about the stores running out of toilet paper, the next day all the stores were sold out of the paper.

each checking and savings accounts are insured for $100.000, soon to be increased to $250.000.

FDR said "you have nothing to fear but fear itself". Some people get their kicks by running around shouting the sky is falling.
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: Delirium on October 02, 2008, 08:52:58 PM
BoA has been giving loans to illegal aliens that have been fiscally deficient, it would not surprise me if they went under.
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: Saxman on October 02, 2008, 09:04:51 PM
FDR said "you have nothing to fear but fear itself".

Careful john. Around here quoting FDR in any manner that can be seen as positive is sure to get you doused in gasoline and lit up.
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: john9001 on October 02, 2008, 09:11:33 PM
i disagree with a lot of what FDR did but he had some good quotes, like in 1929 when the stock market crashed president FDR went of television and said ...
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: Shamus on October 02, 2008, 09:29:23 PM
i disagree with a lot of what FDR did but he had some good quotes, like in 1929 when the stock market crashed president FDR went of television and said ...

........In 2008 watch for the government to try the Hoover plan again first.....

ya I know:)
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: Kaw1000 on October 02, 2008, 09:50:03 PM
it is rumors like this that cause runs on banks, back when johnny Carson was on TV he made a joke about the stores running out of toilet paper, the next day all the stores were sold out of the paper.

each checking and savings accounts are insured for $100.000, soon to be increased to $250.000.

FDR said "you have nothing to fear but fear itself". Some people get their kicks by running around shouting the sky is falling.


I have said this a few times...Insured money is a joke...How in the world can the Government cover all that money if there is a run on
the banks?? Or if several banks go down in quick fashion?
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: Carrel on October 02, 2008, 09:59:04 PM
i disagree with a lot of what FDR did but he had some good quotes, like in 1929 when the stock market crashed president FDR went of television and said ...

Why do you mock Joe so?

And BTW, my personal checking, business checking, passbook savings, CDs, equity line of credit and boat loan are with BofA. If I didn't have access to my accounts I'd have to- (gasp)- find a new bank.
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: ramzey on October 02, 2008, 10:05:59 PM
http://www.dailypaul.com/node/66028
 (http://www.dailypaul.com/node/66028)
http://www.godlikeproductions.com/forum1/message622880/pg1 (http://www.godlikeproductions.com/forum1/message622880/pg1)

http://www.businessweek.com/ap/financialnews/D93HJ0700.htm (http://www.businessweek.com/ap/financialnews/D93HJ0700.htm)

Little late, i just take all of my $$$ from my bank, heh

Dos Equis, you are a moron

BoA has been giving loans to illegal aliens that have been fiscally deficient, it would not surprise me if they went under.

yea right, none without SSN can get loan in US
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: Fishu on October 02, 2008, 10:07:04 PM
The bank will go down for sure if everyone rushes to withdraw their money. Sounds to me like someone is purposefully trying to bring down BoA. Quite an expensive way to get kicks out of something.

Title: Re: Bank of America: Rumor of unannounced closure.
Post by: MORAY37 on October 02, 2008, 10:09:25 PM
BoA has been giving loans to illegal aliens that have been fiscally deficient, it would not surprise me if they went under.

I wasn't aware that SSN's weren't required for loans.  Oh wait,  that's right.... THEY ARE. 
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: Bodhi on October 02, 2008, 10:15:45 PM
I wasn't aware that SSN's weren't required for loans.  Oh wait,  that's right.... THEY ARE. 

Apparently you aren't aware of illegals using stolen ssn's....


Wow, a scientist and even that goes over your head.
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: Mr No Name on October 02, 2008, 10:23:07 PM
I wasn't aware that SSN's weren't required for loans.  Oh wait,  that's right.... THEY ARE. 

Apparently also you need to know that BoA had quite a backlash (which they ignored) because they were opening accounts for illegals w/o ssns and issuing credit cards to illegals w/o ssns

personally if I had thought about it, i should have told them i wanted a credit card, made up a mexican name and had myself a spending spree.
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: Delirium on October 03, 2008, 12:30:50 AM
I wasn't aware that SSN's weren't required for loans.  Oh wait,  that's right.... THEY ARE. 

I wasn't being partisan, nor was I showing some anti-immigrant bias... BoA DID did give accounts and loans to illegals within the US.

Do a search next time, before you flame me. I was stating a fact, and like a colonoscopy sometimes the truth hurts too.
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: MORAY37 on October 03, 2008, 12:47:00 AM
I wasn't being partisan, nor was I showing some anti-immigrant bias... BoA DID did give accounts and loans to illegals within the US.

Do a search next time, before you flame me. I was stating a fact, and like a colonoscopy sometimes the truth hurts too.

No flame sir.  Was wondering... what you thought happened to those accounts?  I'll give you a clue... they weren't write-offs. 

BoA is probably the institution that has the best footing, currently.  The start of this rumor obviously had other malicious intent.
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: Delirium on October 03, 2008, 12:48:54 AM
No flame sir.  Was wondering... what you thought happened to those accounts?  I'll give you a clue... they weren't write-offs. 

I hope so, all people need a chance and having money in a bank tends to make people better citizens to boot.

How do you know BoA profitted from this? Have you seen their books?

People said many of the mortage lending institutions had a solid fiscal foundation too, take a look where they are.
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: ramzey on October 03, 2008, 01:10:11 AM
I wasn't being partisan, nor was I showing some anti-immigrant bias... BoA DID did give accounts and loans to illegals within the US.

Do a search next time, before you flame me. I was stating a fact, and like a colonoscopy sometimes the truth hurts too.

accounts yes, debit card, why the hell not? most banks can
Loans i don't think so. They can send promotional letters with CC applications , but none will give loan/cc to undocumented person.
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: Delirium on October 03, 2008, 01:18:11 AM
but none will give loan/cc to undocumented person.

Quote
Nothing in federal law prohibits illegal immigrants from owning homes. And banks can legally accept passports, tax identification numbers, and consular cards from people who want to open bank accounts or get home loans, according to the Comptroller of the Currency, a bureau of the US Treasury that regulates national banks.

source: http://www.boston.com/news/local/articles/2007/09/18/quietly_living_american_dream/
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: Delirium on October 03, 2008, 03:29:45 AM
I guessed I killed that debate...
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: Xargos on October 03, 2008, 03:34:20 AM
Bank of America is very proud of the fact that they help illegals with all their financial needs.
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: Delirium on October 03, 2008, 03:44:19 AM
Bank of America is very proud of the fact that they help illegals with all their financial needs.  They figure the working class Americans would pick up the tab.

If Bank of American can support it and aren't recklessly giving individuals loans (illegal or not), who cares? Let BoA give people a chance, as long as they can afford it.

"Well Mr. Illegal Immigrant, you have been in the country for 10 years. You have paid your bills, your taxes, and have money in hand for a down payment. We would be willing to give you a loan."

Mind you, these are high risk loans and should be but a small fraction of 1% of the total loans out by the bank.
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: Xargos on October 03, 2008, 03:52:26 AM
It's wrong to aid someone in breaking the law.  All illegals are criminals and aiding a criminal to break the law makes you/bank a criminal.
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: Delirium on October 03, 2008, 04:20:29 AM
From what I've read (and quoted above), it isn't illegal to give the 'undocumented' bank accounts, loans, or credit cards.

Besides, entering the US is a misdemeanor and not a felony.

Is it a great idea to insure these accounts via FDIC? No..

Is it a great idea to maintain a large % of the bank loans on undocumented individuals? No...

That said, do you really think all the illegal aliens in this country currently are going to be sent home? We might as well start integrating them into our society now because there is no way, no how we can 'round them up' and send them home without massive political/social/humanitarian repercussions.

I began the discussion in regards to BoA going under, mostly because they were willing to take on 'undocumented workers' banking needs. I have sympathy for them, NOT for the bank, and my sympathy isn't expressed in having to pay for the bank's idiotic move to become a charity.
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: Xargos on October 03, 2008, 04:28:17 AM
It is wrong to reward criminal activity of any sort. 
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: Eagler on October 03, 2008, 05:15:09 AM
this statement is as destructive and paranoid as harry reid's about a major insurer on the verge of backrupcy .. they, the insurance co's
are worse off than they were before harry opened his trap

http://money.cnn.com/2008/10/02/news/companies/insurance_stocks/index.htm (http://money.cnn.com/2008/10/02/news/companies/insurance_stocks/index.htm)

any more destructive agenda driven rumors anyone?  anyone?
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: Delirium on October 03, 2008, 08:17:37 AM
any more destructive agenda driven rumors anyone?  anyone?

If there any sign that these companies would of gone under as they did, people wouldn't be as paranoid now.

Instead of losing faith in a few companies involved in risky transactions, Wall Street and our own government have undermined the economy as a whole.
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: CAP1 on October 03, 2008, 12:29:10 PM
If Bank of American can support it and aren't recklessly giving individuals loans (illegal or not), who cares? Let BoA give people a chance, as long as they can afford it.

"Well Mr. Illegal Immigrant, you have been in the country for 10 years. You have paid your bills, your taxes, and have money in hand for a down payment. We would be willing to give you a loan."

Mind you, these are high risk loans and should be but a small fraction of 1% of the total loans out by the bank.
when did illegals start paying taxes?  ooo yea...with their STOLEN social security numbers??

illegals are just that.....illegal.....criminal s........no rights here.
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: moot on October 03, 2008, 06:41:09 PM
BoA has been giving loans to illegal aliens that have been fiscally deficient, it would not surprise me if they went under.
wow.. if that's accurate..

The BoA aiding and abetting illegals aspect is more or less worse than the wall street and govt mismanagement that helped the current financial situation.  But it's definitely not defendable, imo.
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: SFRT - Frenchy on October 03, 2008, 07:13:21 PM
If they go under, does that mean I don't have to pay back the $2,600 I own on my BOA credit card? If so, I'm going to max it out to $10K right now. :rock
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: BBBB on October 03, 2008, 09:52:27 PM
If they go under, does that mean I don't have to pay back the $2,600 I own on my BOA credit card? If so, I'm going to max it out to $10K right now. :rock

 Lol, please tell me your joking? If BoA went under, someone else would just buy their debt. So yes, you would still have to pay the $2,600 you owe on your BoA credit card.
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: Hangtime on October 03, 2008, 09:56:24 PM
everybody in america should declare bankruptcy monday.

before the government does on tuesday.
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: SFRT - Frenchy on October 03, 2008, 10:49:11 PM
 :lol
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: Nwbie on October 04, 2008, 01:00:18 AM
Normally I avoid discussing any advice regarding buying or selling of stocks, but I felt this is important enough to share and warn you since this explosive situation might prove to be yet another ENRON. Please review any holdings you might have in the following stocks:
American Can, Interstate Water, National Gas Company, Northern Tissue
Company.Due to uncertain market conditions, I advise you to sit tight on your
American Can, hold your Water, and let go of your Gas. You may be
interested to know that Northern Tissue touched a new bottom today,
and millions were wiped clean.It’s a tough market out there. Be careful!
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: MORAY37 on October 04, 2008, 03:35:47 PM
Sure sign they're not going under.?  I thought of this thread the second I opened my mail...lol.

BoA just upped my credit limit, as of yesterday (FRI).  I don't have spectacular credit by any means. (around 700 to 750)  I still have outstanding medical bills that came from an extended injury and rehabilitation (Badly broken leg in a hockey game...I had to relearn how to walk.)

Yet they gave me a better than standard increase on my personal credit.  Other banks aren't doing this.


Seriously, rumors like this are why there was a run on banks in the 20's.
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: Hangtime on October 04, 2008, 07:24:42 PM
odd, there were lines at the BofA here today..
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: Carrel on October 04, 2008, 10:04:38 PM
Hmmm..Their website has been down all day. Plus I noticed they have signs in Spanish.

I wonder if this is the predicted backlash from the OJ verdict?  :uhoh
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: john9001 on October 05, 2008, 08:11:09 AM
home depot has signs in Spanish.  :O  have we been assimilated?
Title: Re: Bank of America: Rumor of unannounced closure.
Post by: Nwbie on October 05, 2008, 11:40:19 AM
Sure sign they're not going under.?  I thought of this thread the second I opened my mail...lol.

BoA just upped my credit limit, as of yesterday (FRI).  I don't have spectacular credit by any means. (around 700 to 750)  I still have outstanding medical bills that came from an extended injury and rehabilitation (Badly broken leg in a hockey game...I had to relearn how to walk.)

Yet they gave me a better than standard increase on my personal credit.  Other banks aren't doing this.


Seriously, rumors like this are why there was a run on banks in the 20's.

Many banks are upping the credit limit, not by a lot, but still upping it. Trying to encourage the economy to kickstart in one way or another, once people feel comfortable to spend at least a little, the oil will start flowing through the system again.
I wish the mass media would learn to not say the economy is such and such based on the dow - most people don't understand the dow reacts to them, not the other way around.