Aces High Bulletin Board

General Forums => The O' Club => Topic started by: A8TOOL on June 05, 2009, 06:08:34 PM

Title: LOTTERY WINNER.... Screwed
Post by: A8TOOL on June 05, 2009, 06:08:34 PM
PIERRE, S.D. – If this were a movie, nobody would believe it: A rancher struggling to eke out a living in one of the poorest corners of America claimed one of the biggest undivided jackpots in U.S. lottery history Friday — $232 million — after buying the ticket in a town by the name of Winner.

Neal Wanless, 23, said he intends to buy himself more room to roam and repay the kindness other townspeople have shown his family.

Wanless bought $15 worth of tickets to the May 27 30-state Powerball drawing at a convenience store in Winner during a trip to buy livestock feed. He will take home a lump sum of $88.5 million after taxes are deducted.

Just under 62%....rounded off the government gets 144  million


For those who would say "how can he be screwed, he's got 88.5 mill" then I say to you, "maybe you think he should be receiving only 1/3 of his winnings instead.
Title: Re: LOTTERY WINNER.... Screwed
Post by: AWwrgwy on June 05, 2009, 06:11:26 PM
No One wants to pay taxes but everyone wants a strong military, good roads, and good schools.

Free money is free money.  It's all perspective.


wrongway
Title: Re: LOTTERY WINNER.... Screwed
Post by: sluggish on June 05, 2009, 06:23:11 PM
That's life, and the American government for you.
Title: Re: LOTTERY WINNER.... Screwed
Post by: sunfan1121 on June 05, 2009, 06:26:53 PM
If being screwed by the government means that Ill never have to work again, where do i sign up?
Title: Re: LOTTERY WINNER.... Screwed
Post by: Motherland on June 05, 2009, 06:29:31 PM
I don't know about you guys, but I think I'd have enough trouble trying to spend $88m.
Title: Re: LOTTERY WINNER.... Screwed
Post by: DiabloTX on June 05, 2009, 06:30:03 PM
So your glass is always half-empty eh?
Title: Re: LOTTERY WINNER.... Screwed
Post by: SLCR on June 05, 2009, 06:37:23 PM
If being screwed by the government means that Ill never have to work again, where do i sign up?

Screwed??

$15 "investment" = $88.5 million!  Sign me up too!

The only thing "screwed" about it, coming from one of the poorest counties in the nation, will be all freeloaders and the media bullsheet.

Title: Re: LOTTERY WINNER.... Screwed
Post by: MiloMorai on June 05, 2009, 06:39:18 PM
Here in the Great White North there is no tax, afaik, on your lottery winnings. The next tax year is a different story.

Now you don't get the whole 'pot of gold' as the reserve (percentage) lottery money goes to fund charities, health care, sports, children's athletic programs,and the like.
Title: Re: LOTTERY WINNER.... Screwed
Post by: Dago on June 05, 2009, 06:50:20 PM
PIERRE, S.D. – If this were a movie, nobody would believe it: A rancher struggling to eke out a living in one of the poorest corners of America claimed one of the biggest undivided jackpots in U.S. lottery history Friday — $232 million — after buying the ticket in a town by the name of Winner.

Neal Wanless, 23, said he intends to buy himself more room to roam and repay the kindness other townspeople have shown his family.

Wanless bought $15 worth of tickets to the May 27 30-state Powerball drawing at a convenience store in Winner during a trip to buy livestock feed. He will take home a lump sum of $88.5 million after taxes are deducted.

Just under 62%....rounded off the government gets 144  million


For those who would say "how can he be screwed, he's got 88.5 mill" then I say to you, "maybe you think he should be receiving only 1/3 of his winnings instead.

Did you just hear about the lottery and how it works?  Have you just recently found out the gov't taxes income?

The advertised prize, as advertised, is for a 20 year annuity.  He could choose that, and take his prize over a 20 year period, or, fortunately, the lottery administration allows a person to take the lump sum cash that would purchase the annuity instead if they choose.  Beyond that, there are taxes to pay, no surprise to most of us.

So, welcome to the way it works.   :aok

And yeah, he is one lucky SOB.  Hands down.
Title: Re: LOTTERY WINNER.... Screwed
Post by: thundabooge on June 05, 2009, 06:53:12 PM
the 232 million is only if u take the 20 yr annuity..IICR the cash lump sum for that drawing was abt 110 million..so he didnt get screwed at all
Title: Re: LOTTERY WINNER.... Screwed
Post by: A8TOOL on June 05, 2009, 06:56:07 PM
Lottery's across the nation are a lot more corrupt than the 62% or in this case, the 144 mil they are taking from his winnings.

What I'm upset about is the corruption and mis use of money that never makes it to what it's intended purpose was. AWwrgwy statement is used over and over again as an excuse to take more from us to cover other peoples greed, mistakes and just furthers corruption.

As strange as it sounds, Track the taxes on a simple gallon of milk from the purchase of a cow to it's final destination, .....which might be the consumer throwing the container in the garbage to be recycled, burned or buried. It's enough money to (Take your best Guess)

Title: Re: LOTTERY WINNER.... Screwed
Post by: morfiend on June 05, 2009, 07:13:50 PM
In Canada the lottery is tax free,on the otherhand,all interest incured is taxable income!

    :salute
Title: Re: LOTTERY WINNER.... Screwed
Post by: Swager on June 05, 2009, 07:27:26 PM
It is good to see a hard working American win the big one!!!  Most of the time it is green carder who can barley speak English, from NYC!
Title: Re: LOTTERY WINNER.... Screwed
Post by: Casca on June 05, 2009, 07:46:51 PM
I don't know about you guys, but I think I'd have enough trouble trying to spend $88m.

It's only 44 million after the divorce.
Title: Re: LOTTERY WINNER.... Screwed
Post by: Dago on June 05, 2009, 07:47:42 PM
Lottery's across the nation are a lot more corrupt than the 62% or in this case, the 144 mil they are taking from his winnings.

What I'm upset about is the corruption and mis use of money that never makes it to what it's intended purpose was. AWwrgwy statement is used over and over again as an excuse to take more from us to cover other peoples greed, mistakes and just furthers corruption.

As strange as it sounds, Track the taxes on a simple gallon of milk from the purchase of a cow to it's final destination, .....which might be the consumer throwing the container in the garbage to be recycled, burned or buried. It's enough money to (Take your best Guess)


They aren't taking anything from his winnings.  Buy a clue man, and read up on how the lottery works.
Title: Re: LOTTERY WINNER.... Screwed
Post by: MrBill on June 05, 2009, 09:34:32 PM
Sounds like Neal was a no child left behind math major ... how can a 23 year old not see that 11+ million a year, every year, until he is 43 is a better deal?
What? he thinks he needs the 88 mil to buy beer for his friends? Even after taxes the annuity will net him over $15,000 A DAY for the next 20 years.
Not to mention it would give him time to get a couple brain cells functioning and perhaps, after the first 10 years of being ripped off by every con artiest on the pike, actually have something left in the end.
Title: Re: LOTTERY WINNER.... Screwed
Post by: Vudak on June 05, 2009, 11:56:16 PM
Sounds like Neal was a no child left behind math major ... how can a 23 year old not see that 11+ million a year, every year, until he is 43 is a better deal?
What? he thinks he needs the 88 mil to buy beer for his friends? Even after taxes the annuity will net him over $15,000 A DAY for the next 20 years.
Not to mention it would give him time to get a couple brain cells functioning and perhaps, after the first 10 years of being ripped off by every con artiest on the pike, actually have something left in the end.

Do you know if your family gets that if you die? 
Title: Re: LOTTERY WINNER.... Screwed
Post by: Megalodon on June 06, 2009, 12:49:25 AM
It's only 44 million after the divorce.

11 million after the lawers take half.
Title: Re: LOTTERY WINNER.... Screwed
Post by: E25280 on June 06, 2009, 01:18:08 AM
Sounds like Neal was a no child left behind math major ... how can a 23 year old not see that 11+ million a year, every year, until he is 43 is a better deal?
What? he thinks he needs the 88 mil to buy beer for his friends? Even after taxes the annuity will net him over $15,000 A DAY for the next 20 years.
Not to mention it would give him time to get a couple brain cells functioning and perhaps, after the first 10 years of being ripped off by every con artiest on the pike, actually have something left in the end.
Depends on your assumed annual rate of return and what you expect to spend.

For sake of argument, let us suppose he expects to spend $10M per year on all that beer.  Let us also assume that he knows some super-duper Warren Buffet investor type that can net him 12% per year.

Rough math, with the annuity option, he gets $11M and spends $10M, leaving $1M to sit in an account accumulating his 12% interest.  At the end of 20 years, he has accumulated about $72M in his bank account.  Well -- 12% or 72M is less than $9M -- he now is making less money than he spends, and will go broke.

Now, if he takes the $88M up front and earns 12% per year, each year he would earn about $10.5M in interest.  So, he can spend his $10M and his bank account keeps growing.  At the end of the 20 years, then, he has much more than $88M in the bank earning him well over the $10M he wants to spend each year.

I won't even mention the toll inflation has on the value of your future annuity payments . . .

I know this is all "no child left behind math", but the point is that the choice is a lot less certain than you make it out to be.
Title: Re: LOTTERY WINNER.... Screwed
Post by: MrRiplEy[H] on June 06, 2009, 02:08:36 AM
Depends on your assumed annual rate of return and what you expect to spend.

For sake of argument, let us suppose he expects to spend $10M per year on all that beer.  Let us also assume that he knows some super-duper Warren Buffet investor type that can net him 12% per year.

Rough math, with the annuity option, he gets $11M and spends $10M, leaving $1M to sit in an account accumulating his 12% interest.  At the end of 20 years, he has accumulated about $72M in his bank account.  Well -- 12% or 72M is less than $9M -- he now is making less money than he spends, and will go broke.

Now, if he takes the $88M up front and earns 12% per year, each year he would earn about $10.5M in interest.  So, he can spend his $10M and his bank account keeps growing.  At the end of the 20 years, then, he has much more than $88M in the bank earning him well over the $10M he wants to spend each year.

I won't even mention the toll inflation has on the value of your future annuity payments . . .

I know this is all "no child left behind math", but the point is that the choice is a lot less certain than you make it out to be.

It's so simple folks - he gets what he gets and he has to spend accordingly.

There's no such thing as a free lunch and if you're going to win _millions_ anyway, it's crazy to complain. Most if any of us will never be that lucky. In Europe the lottery wins are reported after taxes so nobody has to cry about this kind of details.
Title: Re: LOTTERY WINNER.... Screwed
Post by: Beefcake on June 06, 2009, 02:15:45 AM
As a man of simple tastes, I doubt I could spend 88 million in my lifetime. Heck if I could win 1 million it would be great, especially since I only make 14k a year. At that rate I could live 70 years off 1 million alone.
Title: Re: LOTTERY WINNER.... Screwed
Post by: Dago on June 06, 2009, 02:26:43 AM
Do you know if your family gets that if you die? 

Yes, your estate beneficiaries get the money if you die.
Title: Re: LOTTERY WINNER.... Screwed
Post by: dev1ant on June 06, 2009, 02:42:26 AM
He's getting screwed the way this retarded government is going to spend his $144 million contribution.

Either way, he won 88 million on 15 bucks, nothing to cry about.
Title: Re: LOTTERY WINNER.... Screwed
Post by: Nilsen on June 06, 2009, 04:32:45 AM
Wow i didnt think id see the day

Winnings on lotteries are tax free in my country. We pay more taxes on EVERYTHING else in society compared to in the US though so SUCK IT UP mr 88milliondollar man  :lol
Title: Re: LOTTERY WINNER.... Screwed
Post by: moot on June 06, 2009, 04:44:10 AM
So your glass is always half-empty eh?
The glass is twice too big.
Title: Re: LOTTERY WINNER.... Screwed
Post by: Skuzzy on June 06, 2009, 06:13:54 AM
If the winner choses to take his winnings in one lump sum, he gets 1/2 of the total won.  Normally that decision is made at the time the ticket is purchased.  So, he wins $232 million but actually is only going to get $118 million (1/2 of the total).  After taxes are removed, he gets $85 million.  So he paid $33 million in taxes which is only 28%.

Whatever money is left from the lottery is then divided between the state and the lottery commission.  It may not actually be $118 million, as the lottery value is estimated. It could actually be more, but usually it is less than what they estimate.

That is why the 20 year annuity is the other option.  It is to allow the lottery commision time to acrue the money they may not have.  Basically, they are always hoping that players will take the lump sum payment.  It is the only way they can actually make money for the state and themselves.

If every person took the 20 year annuity option, the lottery commision for that state would eventually be bankrupt.
Title: Re: LOTTERY WINNER.... Screwed
Post by: rpm on June 06, 2009, 03:43:04 PM
It's only 44 million after the divorce.
He's single.

Pre-nup, pre-nup, pre-nup!
Title: Re: LOTTERY WINNER.... Screwed
Post by: Tango on June 06, 2009, 08:20:22 PM
If the winner choses to take his winnings in one lump sum, he gets 1/2 of the total won.  Normally that decision is made at the time the ticket is purchased.  So, he wins $232 million but actually is only going to get $118 million (1/2 of the total).  After taxes are removed, he gets $85 million.  So he paid $33 million in taxes which is only 28%.

Whatever money is left from the lottery is then divided between the state and the lottery commission.  It may not actually be $118 million, as the lottery value is estimated. It could actually be more, but usually it is less than what they estimate.

That is why the 20 year annuity is the other option.  It is to allow the lottery commision time to acrue the money they may not have.  Basically, they are always hoping that players will take the lump sum payment.  It is the only way they can actually make money for the state and themselves.

If every person took the 20 year annuity option, the lottery commision for that state would eventually be bankrupt.


Probably why he took the lump sum.

I also wouldn't say anything about him being stupid about it. Afterall he has 88 million dollars and we don't.  :aok
Title: Re: LOTTERY WINNER.... Screwed
Post by: Xasthur on June 06, 2009, 09:46:34 PM
$88 million is plenty.

Bank most of it, live off the interest.

Title: Re: LOTTERY WINNER.... Screwed
Post by: Tango on June 06, 2009, 10:10:49 PM
$88 million is plenty.

Bank most of it, live off the interest.



The interest alone would be almost 5 million a year.
Title: Re: LOTTERY WINNER.... Screwed
Post by: lyric1 on June 06, 2009, 11:01:13 PM
Winning the lottery & then crying about taxes.... please.
Title: Re: LOTTERY WINNER.... Screwed
Post by: Shuffler on June 07, 2009, 01:34:54 AM
Generally on lottos if you elect to take a bulk payout instead of the 20 year payout you only get maybe half of the said winnings.

On the flip side if you made a lot of money or owned a business, you'd know just how unfair taxes are. Most of the taxes collected are paid by a hand full of folks.
Title: Re: LOTTERY WINNER.... Screwed
Post by: AWwrgwy on June 07, 2009, 01:36:59 AM

On the flip side if you made a lot of money or owned a business, you'd know just how unfair taxes are. Most of the taxes collected are paid by a hand full of folks.

Coincidentally, most of the money is made by a handful of folks.


wrongway
Title: Re: LOTTERY WINNER.... Screwed
Post by: Shuffler on June 07, 2009, 01:38:31 AM
Coincidentally, most of the money is made by a handful of folks.


wrongway

Yes.... generally the ones that work hard for it.
Title: Re: LOTTERY WINNER.... Screwed
Post by: Larry on June 07, 2009, 02:26:06 AM
Man you're right. Some guys just have no luck. I mean WTF can you do with $88.5 million anyways? Thank god McDonald's has that dollar menu. At least he can go there and get some cheap food that wont brake the bank.  :rolleyes:





I wish I could get screwed like that. First thing I would do is go buy me a nice warbird. Maybe a P38 so I can fly it around taunting those SAPP tards. Then Id crash it so I can be a member too.   :D
Title: Re: LOTTERY WINNER.... Screwed
Post by: Xasthur on June 07, 2009, 06:02:27 AM
I'd never work again, build a giant compound for me to hunker down in and retreat from humanity in style!

With the way the internet is, I might never have to deal with much stupidity ever again!

That would be worth more than the money, I think.  :lol
Title: Re: LOTTERY WINNER.... Screwed
Post by: AApache on June 07, 2009, 08:39:36 AM
and how is a free  88million getting screwed. good lord man  i'd take 1 damn million and be happy off of a 1 dollar investment.
Title: Re: LOTTERY WINNER.... Screwed
Post by: moot on June 07, 2009, 10:16:20 AM
Just gonna play devil's advocate here.  25% of your paycheck is a big deal.  25% of a couple hundred million bucks is correspondingly more outrageous.  Just because you can't think of anything to do with that money right now, in your life today, is apples to oranges compared to what you could have done if your sense of scale were adjusted to the tune of an eight digit figure lifestyle.  Whether that's frivolous partying or more industrial objectives.  Give me 88M and 3x88M separately, and I'll show you how big a difference there is between the two.
Title: Re: LOTTERY WINNER.... Screwed
Post by: Chalenge on June 07, 2009, 10:59:52 AM
I would say if you are outraged you are sensible and if you are not outraged you are sheeple but thats just me.  :devil
Title: Re: LOTTERY WINNER.... Screwed
Post by: Dago on June 07, 2009, 12:16:28 PM
I would say if you are outraged you are sensible and if you are not outraged you are sheeple but thats just me.  :devil

If you are outraged, you didn't read the rules of the lottery, your own fault, and as far as being unhappy with having to pay taxes, well, get used to it.
Title: Re: LOTTERY WINNER.... Screwed
Post by: oneway on June 07, 2009, 01:11:28 PM
See Rule #14
Title: Re: LOTTERY WINNER.... Screwed
Post by: MrRiplEy[H] on June 07, 2009, 02:29:14 PM
If you are outraged, you didn't read the rules of the lottery, your own fault, and as far as being unhappy with having to pay taxes, well, get used to it.

Yep people complain about taxes but expect the police, military, schooling etc. come out of some weird source of income.
Title: Re: LOTTERY WINNER.... Screwed
Post by: sluggish on June 07, 2009, 02:41:07 PM
Yep people complain about taxes but expect the police, military, schooling etc. come out of some weird source of income.

Yeah.  It will be much better when they just take your entire income and give you an allowance.
Title: Re: LOTTERY WINNER.... Screwed
Post by: MrRiplEy[H] on June 07, 2009, 04:20:53 PM
Yeah.  It will be much better when they just take your entire income and give you an allowance.

You probably will never understand the amount of money it takes to build the infrastructure you need in your daily life. Starting from the power grids and sewage systems.

Without taxes the government couldn't function and your country would be, well, Somalia with a bunch of white folks keeping guard with shotguns.
Title: Re: LOTTERY WINNER.... Screwed
Post by: Tango on June 07, 2009, 07:47:34 PM
Without taxes the government couldn't function and your country would be, well, Somalia with a bunch of white folks keeping guard with shotguns.

The way the immigration laws have been enforced the last 20 years or so, its gonna happen anyhow.
Title: Re: LOTTERY WINNER.... Screwed
Post by: Nemisis on June 07, 2009, 08:17:27 PM
Blasphemous!!!       Like that russian dude said,          some of the more redneck states will secced from the U.S., form their own country, name it the U.S.A. while the United States of America (oh yes, the rednecks won't call their country the United States of America. The name of their country will be the letters U, S, and A with periods between) will be flooded with imagrants from other counties and imigrants from the U.S.A. who were immagrants before the borders got closed and all foreigners were kicked out.


Oh, I may have switched out richer with redneck, and have them all form one country instead of going canada, or China, or whoever else he mentioned, but hey, if you guys wana look on the down side.....
Title: Re: LOTTERY WINNER.... Screwed
Post by: trax1 on June 08, 2009, 02:18:27 AM
Like others have stated, did you just find out exactly how the Loto works?  That's pretty much the standard as far as what you get when you win the Loto, the majority, about 2/3's, goes to the state.  Read up on the Lottery and you'll see that it's the norm to have that much taken out.

Now if you want the lump some they take even more, if you choose to take the payments, it's either monthly or yearly, you get more.
Title: Re: LOTTERY WINNER.... Screwed
Post by: Twist on June 08, 2009, 07:17:58 AM
Either way you slice it, it is still an $88M return on a $15 investment.  :rock
Title: Re: LOTTERY WINNER.... Screwed
Post by: MrRiplEy[H] on June 08, 2009, 08:58:27 AM
Either way you slice it, it is still an $88M return on a $15 investment.  :rock

You put a nice twist to it..
Title: Re: LOTTERY WINNER.... Screwed
Post by: akusher on June 08, 2009, 09:07:38 AM
Before making an example out of how this guy got screwed, perhaps we should consider the countless citizens in this country who had the brains and discipline to build personal fortunes from nothing, and are being taxed at similar rates to support masses of loafers.

Taxation may be a necessary evil, but hearing some complain about how the top 1% of earners, who already pay 40% of federal income taxes, should be paying their 'share', leads me to question exactly what happened to the concept of merit-based compensation. I'm not sticking up for CEOs who rake in millions while their shareholders suffer, but millions of others who provide decent, honest services for top wages.

Maybe if all those perfectly able-bodied citizens who collect welfare were coerced, by the government, to provide a vast majority of the physical labor there would be some sort of appreciation for hard work.
Title: Re: LOTTERY WINNER.... Screwed
Post by: trax1 on June 08, 2009, 09:17:20 AM
Before making an example out of how this guy got screwed, perhaps we should consider the countless citizens in this country who had the brains and discipline to build personal fortunes from nothing, and are being taxed at similar rates to support masses of loafers.

Taxation may be a necessary evil, but hearing some complain about how the top 1% of earners, who already pay 40% of federal income taxes, should be paying their 'share', leads me to question exactly what happened to the concept of merit-based compensation. I'm not sticking up for CEOs who rake in millions while their shareholders suffer, but millions of others who provide decent, honest services for top wages.

Maybe if all those perfectly able-bodied citizens who collect welfare were coerced, by the government, to provide a vast majority of the physical labor there would be some sort of appreciation for hard work.
Well if that top 1% weren't paying that amount of taxes they do, then the rest of us everyday people would be paying much higher taxes to compensate for it, and us everyday people would feel that tax increase a whole lot more then that top 1% do.
Title: Re: LOTTERY WINNER.... Screwed
Post by: moot on June 08, 2009, 09:20:07 AM
Cue flat/curved tax rate debate.
Title: Re: LOTTERY WINNER.... Screwed
Post by: akusher on June 08, 2009, 09:39:55 AM
See Rule #14
Title: Re: LOTTERY WINNER.... Screwed
Post by: moot on June 08, 2009, 09:42:52 AM
See Rule #14
Title: Re: LOTTERY WINNER.... Screwed
Post by: Skuzzy on June 08, 2009, 09:57:34 AM
Quit trying to steer this into politics folks.
Title: Re: LOTTERY WINNER.... Screwed
Post by: akusher on June 08, 2009, 09:59:24 AM
nevermind
Title: Re: LOTTERY WINNER.... Screwed
Post by: Shuffler on June 08, 2009, 10:08:13 AM
See Rule #14
Title: Re: LOTTERY WINNER.... Screwed
Post by: moot on June 08, 2009, 10:08:40 AM
Actually was trying to curve it away from politics without derailing the valid arguments made.  It's inevitable that the arguments will lead to the source: tax management. Not gonna insist either way.
Title: Re: LOTTERY WINNER.... Screwed
Post by: trax1 on June 08, 2009, 12:06:22 PM
See Rule #14
Title: Re: LOTTERY WINNER.... Screwed
Post by: Shuffler on June 08, 2009, 12:42:09 PM
See Rule #14
Title: Re: LOTTERY WINNER.... Screwed
Post by: akusher on June 08, 2009, 12:47:46 PM
See Rule #14
Title: Re: LOTTERY WINNER.... Screwed
Post by: Skuzzy on June 08, 2009, 01:07:18 PM
Well, I tried.

Seems it it time to suspend some folks.