Aces High Bulletin Board
General Forums => The O' Club => Topic started by: oakranger on July 15, 2009, 01:41:57 PM
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Well, my wife’s ID has been stolen and now we have, between 3,000 to 5,000 dollars stolen out checking account. :furious What a freaking mess. We did get some money back, however, some places will not return the money. So now we are turning in the info to the state attorney to go after them. All the transaction where done by internet, so we did get some of the IP address. Hopefully we will get the SOB that been stealing the money.
Have any of you had problems with this? What did you do?
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Month before last my Brother and his wife had a card number stolen and several overseas charges mostly for airline tickets. To the tune of around 40K. They have already recovered their money.
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how long did it take them to get it all back? what did they do?
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If the ID was from your wife's debit card you are not responsible for the amounts taken. You need to contact the bank in that case. If checks were forged, same thing applies. You also need to make a Police report and notify all of your creditors and the credit services as well. Change the account that was hammered and get new cards / checks. Don't forget to notify anyone you have a direct deposit or automatic debit with. Contact all 3 credit reporting agencies and give them the info including the Police report case number for verification. Unfortunately this is going to be an ugly and frustrating time for you guys. The sooner you get onto it the lesser the damage.
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^^^^Yea, we done everything you suggested. The bank told us that there are some charges that we have to contact ourself to get the money back. It they refused we threaten them that they will be dealing with the state attorney. That where we are at.
I hate ppl who steals money and ID. if we ever catch them i will personally love stone them.
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Do you know how it was stolen?
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Budget Savers...
These people said my wife agreed to their 'magazine subscription' when they talked with her, however they have no proof as to her agreeing. (Even though the letter they sent us say their records show proof she agreed :huh )
The thing is, every time they call her they say she's a valued customer and they have sent her a gift, she tells them to basically GFY, stop calling and hangs up.
We recently found out they have been taking $19.95 from our account for 3-4 months now....
We closed out the card they got our info from and are in the process of getting another card.
Wish justifiable homicide applied to these people...
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Well, my wife’s ID has been stolen and now we have, between 3,000 to 5,000 dollars stolen out checking account. :furious What a freaking mess. We did get some money back, however, some places will not return the money. So now we are turning in the info to the state attorney to go after them. All the transaction where done by internet, so we did get some of the IP address. Hopefully we will get the SOB that been stealing the money.
Have any of you had problems with this? What did you do?
I had it happen to me about 4 years ago and I am still occasionally having to deal with it. It was a major pain in the arse, originally lost close to $10,000 from it but was able to recover close to 85% of it. In addition, my credit tanked because of it and that took almost 2.5 years to resolve, I still get the occasional collections call which then force me to fax/email the information to get it removed.
I also had to get a new social security card, new bank account, and credit cards. Major pain in the arse.
ack-ack
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ive had my id stolen six times already and have had to cancell all my cards each time the best way to stop it is to buy gift cards for the internet or use a card that only has 500 dollars max for purchases on the web. as far as banking online ,dont . it stopped for me.
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ive had my id stolen six times already and have had to cancell all my cards each time the best way to stop it is to buy gift cards for the internet or use a card that only has 500 dollars max for purchases on the web. as far as banking online ,dont . it stopped for me.
I've never had troubles with online purchases as long as I take care where I am purchasing from online. My ID was stolen from when I rented a Uhaul to move to LA. The Uhaul clerk stole my credit card information and from that were able to get my social securit number and other information about me to use.
ack-ack
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Pay-Pal for internet transactions.
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I've never had troubles with online purchases as long as I take care where I am purchasing from online. My ID was stolen from when I rented a Uhaul to move to LA. The Uhaul clerk stole my credit card information and from that were able to get my social securit number and other information about me to use.
ack-ack
ive had a server at one restaurant steal my card info. make sure you dont let them go too far with ur cards
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Pay-Pal for internet transactions.
My mum had her account stolen via pay-pal. Fortunately the guy only spent $20 buying a video game online.
Budget Savers...
These people said my wife agreed to their 'magazine subscription' when they talked with her, however they have no proof as to her agreeing. (Even though the letter they sent us say their records show proof she agreed :huh )
The thing is, every time they call her they say she's a valued customer and they have sent her a gift, she tells them to basically GFY, stop calling and hangs up.
We recently found out they have been taking $19.95 from our account for 3-4 months now....
We closed out the card they got our info from and are in the process of getting another card.
Wish justifiable homicide applied to these people...
This kind of thing was a HUGE problem out here. The new budget airlines, GO! Airlines, while being fantastic for speed, service, and having flight attendants that make the plane look like a Hooters with wings, had a little fine-print service. When you buy a ticket, you join their special club, which charges your credit card $20 a month. Fortunately both of my parents are compulsive bill-checkers and noticed it within the first month. Also fortunately, when we called and said we didnt subscribe to this service, they canceled it and refunded the money. Still my favorite local airline because they sell cheap Starbucks and Amp, the Flight Attendants still dress like it's Hooters, and they fly about 100mph faster than the other company's jets.
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Check PMs Oak :salute
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Check PMs Oak :salute
oak has pms??? :rolleyes:
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Their bank actually handled everything. The bank contacted them to inform them of some odd charges.
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Did you check their IPs against DNS services? DNS service can get you the name of a city close to the location of the computer that owned that IP. If it is across state-lines call the FBI.
www.dnsstuff.com
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DJ closing the account may not stop them from drawing on it. I closed a credit card as well. The next month a charge was levied on it for a renewal of a club (AOPA). The credit card company accepted the charge even though they acknowledged the account had been previously closed. Of course on a closed account they did not send me a bill. I found out about it after they had sent a past due notice to the credit reporting agencies. I got AOPA to reverse the charges but the bank refused to send a correction to the credit reporting agencies. I'll never have any dealings with MBNA again because of that. You need to contact the company that is charging you in writing and demand they cease and desist. Do it return receipt requested so you have a record of them getting the letter. Then continue to monitor the account you closed so you don't have an experience like I did.
Budget Savers...
These people said my wife agreed to their 'magazine subscription' when they talked with her, however they have no proof as to her agreeing. (Even though the letter they sent us say their records show proof she agreed :huh )
The thing is, every time they call her they say she's a valued customer and they have sent her a gift, she tells them to basically GFY, stop calling and hangs up.
We recently found out they have been taking $19.95 from our account for 3-4 months now....
We closed out the card they got our info from and are in the process of getting another card.
Wish justifiable homicide applied to these people...
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DJ closing the account may not stop them from drawing on it. I closed a credit card as well. The next month a charge was levied on it for a renewal of a club (AOPA). The credit card company accepted the charge even though they acknowledged the account had been previously closed. Of course on a closed account they did not send me a bill. I found out about it after they had sent a past due notice to the credit reporting agencies. I got AOPA to reverse the charges but the bank refused to send a correction to the credit reporting agencies. I'll never have any dealings with MBNA again because of that. You need to contact the company that is charging you in writing and demand they cease and desist. Do it return receipt requested so you have a record of them getting the letter. Then continue to monitor the account you closed so you don't have an experience like I did.
Wow... I wouldn't have expected an AOPA member to steal a credit card and use it for that...
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oak has pms??? :rolleyes:
Well yea, you should know that shppr.
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Did you check their IPs against DNS services? DNS service can get you the name of a city close to the location of the computer that owned that IP. If it is across state-lines call the FBI.
www.dnsstuff.com
Well, some of the charges had a IP address that i saw. so i when to see where they are at from this site. http://whatismyipaddress.com/ (http://whatismyipaddress.com/)
When i check to see the IP location, it found it but could be quite located it.
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DJ closing the account may not stop them from drawing on it. I closed a credit card as well. The next month a charge was levied on it for a renewal of a club (AOPA). The credit card company accepted the charge even though they acknowledged the account had been previously closed. Of course on a closed account they did not send me a bill. I found out about it after they had sent a past due notice to the credit reporting agencies. I got AOPA to reverse the charges but the bank refused to send a correction to the credit reporting agencies. I'll never have any dealings with MBNA again because of that. You need to contact the company that is charging you in writing and demand they cease and desist. Do it return receipt requested so you have a record of them getting the letter. Then continue to monitor the account you closed so you don't have an experience like I did.
Thanks.
Our bank said now that the card is no longer attached to our account, they cant hit it anymore.
Only bad part is we have to wait 2 weeks for the new ones come in... :rolleyes:
I go over our account per transaction before i hit the rack every night now.
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That's awful, Oak. Hope you get redeemed completely.
One quick bit of advice: When making any online transactions - make sure the page you're on is secure. Sometimes you think you're on a secure website but in fact the DNS has been duped... check for the shttp:// before the address... if it's just http:// don't trust it.
As for the credit limit of the cards you use for online purchases... I agree 100% - keep it small!
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Excellent point Qrsu.
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I know it is silly... but we have Lifelock. Just don't want to deal with the pain if we have a problem. I consider it like insurance. We got a locked mailbox and never put mail in the mailbox... but there are soooo many ways you info can get into the wrong hands these days.
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Had it happen to me almost 10 years ago when I was living in Raleigh NC. We came home to WV for the weekend and when we got back I went to the ATM and it showed a balance of around -$2500. I went to the bank first thing the next morning. The fradulent transactions all occur in the Myrtle Beach/Conway SC area at 2 separate K-marts. Since both of our debit cards had transactions in WV within 1 hour of the ones in SC the bank immediately reimbursed the funds and notified the police. I never heard the outcome of the investigation but the bank did say it was an inside job because the debit card numbers were not swiped but entered manually in the store. On a side note....how can one spend three to four grand in K-mart. That would practically buy the whole store. :furious
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...One quick bit of advice: When making any online transactions - make sure the page you're on is secure. Sometimes you think you're on a secure website but in fact the DNS has been duped... check for the shttp:// before the address... if it's just http:// don't trust it...
Just to clarify, it's https://
:aok
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Just to clarify, it's https://
:aok
You're right. My mistake. ;)
Though, SHTTP is still a secure transfer protocol... it wasn't the one I meant. :)
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Had it happen to me almost 10 years ago when I was living in Raleigh NC. We came home to WV for the weekend and when we got back I went to the ATM and it showed a balance of around -$2500. I went to the bank first thing the next morning. The fradulent transactions all occur in the Myrtle Beach/Conway SC area at 2 separate K-marts. Since both of our debit cards had transactions in WV within 1 hour of the ones in SC the bank immediately reimbursed the funds and notified the police. I never heard the outcome of the investigation but the bank did say it was an inside job because the debit card numbers were not swiped but entered manually in the store. On a side note....how can one spend three to four grand in K-mart. That would practically buy the whole store. :furious
More like what the hell can you buy there.
If any of you selling your house, make sure to hide all credit cards and jewelry. That is the biggest scam that goes on in the real estate when showing your house to protental buyer(s). One person will distract the agent while the other recons the other room to get anything that they can used for stolen ID or steal jewelry. About 8 years a go that happen to my parents. A couple stole there credit card and right away used the card in the same town. The card company called and asked if they have been using it because of a huge amount usage that was going on that day. They called the cops and caught them at the gas station before they head out of town to Lousiana.
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Pay-Pal for internet transactions.
I cringe every time I have to use Paypal for internet purchases.