Author Topic: Problems, problems, problems... (Read 619 times)

Russian · « **Reply #15 on:** January 09, 2003, 12:11:21 AM »

You can all way join military. They need good man to kick Sudams ass.

Just giving some ideas

texace · « **Reply #16 on:** January 09, 2003, 04:43:48 PM »

Good news at least. The money is going to be returned.

Apparently, the fraud came from the computer I'm sitting on. I interoggated a few friends, got one of them to confess, and he is going to pay me back...right after I rearrange his face. Apparently he was the kind of guy that just wanted adult sites to look at. Told me that the sites only said they wanted credit card # to verify age...he signed up for 10 (!!!) of them that night...

The bank got real close to denying the return, since all the sites came from this computer. Once I convinced them that I did not touch my card at any time that Saturday night, as I was in bed, they wen further and canned the accounts on those sites, destroyed my card, reissued me a new account, and say they are going to try and get the money back. Wells Fargo is good about fraud protection...

The job is looking down still...no hours this week...

Oh well...at least the bank did their homework...

hawk220 · « **Reply #17 on:** January 09, 2003, 04:46:36 PM »

What doesn't kill you makes you stronger.

Greese · « **Reply #18 on:** January 09, 2003, 05:26:06 PM »

Looks like it can't be all that bad if your parents are about to buy you a Mini. Relax, stuff happens. Sounds like you did the right thing. And you've learned to NEVER give out your credit card to friends!

JB73 · « **Reply #19 on:** January 09, 2003, 07:05:39 PM »

Quote

Originally posted by gofaster
I feel your pain. Had my credit card number stolen and used for setting up adult websites. That looked real good on my monthly statement.

Then I lost my ATM card on Christmas Eve morning and didn't realize it until Christmas Day dinner. My holiday joy was shattered by thoughts of someone having a very merry Christmas on my tab.

The stole CC number taught me the value of shredding anything with my cc number on it, and to pay cash for restaurant bills.

The lost ATM card taught me the value of keeping enough cash on hand to cover typical expenses for two weeks, which is how long it took to get a new card and PIN.

Learn something from your situation or you'll be doomed to repeat it.

LOL i lost my card (err left it in an ATM) Dec. 19th .. paid the $47.50 for FedEX and got card the 23rd .. THEN told i need a new PIN but 1 was never ordered .... USLESS card till Jan 2

texace · « **Reply #20 on:** January 09, 2003, 08:36:13 PM »

Actually, Greese...I'm the one buying the car, my parents are helping me with financing options.

Thing is, I always toss my wallet on my dresser once I get home...my "friend" took my wallet off my dresser while I slept and used the number...

Pfunk · « **Reply #21 on:** January 09, 2003, 11:04:32 PM »

Here is the deal.....it varies from bank to bank. With a debit card which is what you had, you have virtually NO protection. Some banks will follow the same rules as credit cards and only leave you liable for the first $50. However if they do allow this you must notify them within 15 days of finding out your card has been used. After those 15 days are up you are liable for $500 for the next 15 days. After those 30 days are up you are liable for the ENTIRE amount. Like I said these rules vary from bank to bank so you are best off checking with yours, usually these cards are issued by another bank and you might have to contact them as well. MORAL of the story, NEVER, EVER, EVER use your debit card for online purchases. Credit Cards usually have a $50 or lower liability for not just CC theft, but also if someone sends you a product that you dont feel is what you paid for....I've done this several times. But that is just the tip of the iceberg. Consumer Protection is the prime focus of my major at school, and I have found out multiple ways that people can get ahold of your card #. Before taking some classes I used to just throw receipts away. Well if you have never really looked at your receipts from even the smallest purchase, 8/10 of them with have your ENTIRE card # on it even with the expiration. Throw one of these away in the wrong place and your toast. Also if you go to a resturant and when you get your receipt back make sure you scratch out the last 4 digits of the card on the receipt. It is way to easy fot some shady waiter to imbelish his/her tip or pass CC #'s off to his friends. These are some examples there are 1000's more. Just use common sense and only use your debit card if you have to.

Sancho · « **Reply #22 on:** January 09, 2003, 11:36:34 PM »

could be worse tex. you could go 3 months unemployed, then right after you get a job (having depleted all your savings) you get a kidney stone, and thinking you are about to die because you've never felt pain like this before, you go to the ER even though you know you are going to get raped with the bill because you don't have insurance from not working at the new job long enough. When the final tally of $5000 in hospital bills comes in (one night in ER with CT scan, labs, and follow up next day with a urologist, and some wimpy narcotics that do nothing for the pain), you notice that all it will take for you to dig yourself out of the hole is 22 weeks of working overtime--if you can stay employed that long. So you see, it isn't so bad in the end. I know someone else here can top that.

and what hawk220 said.

loser · « **Reply #23 on:** January 10, 2003, 04:00:36 AM »

Quote

Originally posted by hawk220
What doesn't kill you makes you stronger.

Tell that to a polio survivor.