Author Topic: raider179 was right...  (Read 7959 times)

Offline Sixpence

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raider179 was right...
« Reply #105 on: September 20, 2005, 10:24:53 PM »
Quote
Originally posted by Toad
If the apron fits, wear it.


Hey, if you can't come up with a good point, come up with a good one liner, well done
"My grandaddy always told me, "There are three things that'll put a good man down: Losin' a good woman, eatin' bad possum, or eatin' good possum."" - Holden McGroin

(and I still say he wasn't trying to spell possum!)

Offline Toad

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raider179 was right...
« Reply #106 on: September 20, 2005, 11:02:16 PM »
You can't come up with either one. Well done.
If ye love wealth better than liberty, the tranquility of servitude than the animated contest of freedom, go from us in peace. We ask not your counsels or arms. Crouch down and lick the hands which feed you. May your chains sit lightly upon you, and may posterity forget that you were our countrymen!

Offline Nash

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raider179 was right...
« Reply #107 on: September 20, 2005, 11:05:44 PM »
Simmer down.

What are the numbers...? Toad....?

Offline Toad

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raider179 was right...
« Reply #108 on: September 20, 2005, 11:27:20 PM »
I don't believe insurance companies publish categorized payout info. Feel free to search.

Maybe Mary Poppins can help ya.
If ye love wealth better than liberty, the tranquility of servitude than the animated contest of freedom, go from us in peace. We ask not your counsels or arms. Crouch down and lick the hands which feed you. May your chains sit lightly upon you, and may posterity forget that you were our countrymen!

Offline Nash

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raider179 was right...
« Reply #109 on: September 20, 2005, 11:28:14 PM »
Then upon what do you base your anger with them?

A guess?

Offline Toad

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raider179 was right...
« Reply #110 on: September 20, 2005, 11:33:04 PM »
I base my anger upon the fact that there's way too many people trying to run other people's lives.

As you can see, it's one of the few things that does truly anger me.

Ya know what would make the world a much better place? If everyone tended their own garden and have the courtesy to let their neighbors do the same.
If ye love wealth better than liberty, the tranquility of servitude than the animated contest of freedom, go from us in peace. We ask not your counsels or arms. Crouch down and lick the hands which feed you. May your chains sit lightly upon you, and may posterity forget that you were our countrymen!

Offline Nash

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raider179 was right...
« Reply #111 on: September 20, 2005, 11:40:27 PM »
But Toad... it's not that complicated.

If everyone driving around without seatbelts are gonna personally cost me money, then screw that freedom, because it infinges on mine.

Now the question is, do people driving around with seatbelts actually save me money?

I don't know.

The whole thing is one giant question to me at this point. But you've made up your mind, and I wanna see what you're seeing.

Offline Toad

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raider179 was right...
« Reply #112 on: September 21, 2005, 12:06:19 AM »
Rates haven't shown a long decline as seat belt laws and cycle helmet laws were passed. Au contraire... they've risen. "But maybe they would have risen more.." Pffft.. they rise as much as the companies decide to raise them, as much as they can get away with without state insurance regulators coming down on them asking indelicate questions.

Your own life history with car insurance undoubtedly squares with that.

Compare how much "safer" cars are now with cars just 10 years ago. Many technological safety improvements now standard on just about everything.  Did your rates go down over the last 10 years? Only if you crossed the magic "25 years old" barrier. It had nothing to do with seatbelts.

The only reason insurance rates are high is because insurance companies want to make large profits.

As I said before, consider the "utopian" ideal: everyone driving around in a Volkswagen Passat GLX (V6) (rated #1 in class for safety), mandatory nomex driving suit, six point harness and helmet with governors to limit speed to 25 mph.

Do you REALLY think the insurance companies would just lie down and cut rates a significant percentage to reflect the new "no loss" situation on our highways.

Your common sense tells you they'd find a way to RAISE rates.. it's what they do.

Seatbelts are just one more red herring they whip out of their axes to provide cover for rate increases.

And the nannies just smile and swallow.
If ye love wealth better than liberty, the tranquility of servitude than the animated contest of freedom, go from us in peace. We ask not your counsels or arms. Crouch down and lick the hands which feed you. May your chains sit lightly upon you, and may posterity forget that you were our countrymen!

Offline Toad

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Thank Cod for seatbelt laws! We're saving so much money!
« Reply #113 on: September 21, 2005, 12:09:34 AM »
PROPERTY/CASUALTY INSURER FINANCIAL ASSETS, 1999-2004


« Last Edit: September 21, 2005, 12:14:16 AM by Toad »
If ye love wealth better than liberty, the tranquility of servitude than the animated contest of freedom, go from us in peace. We ask not your counsels or arms. Crouch down and lick the hands which feed you. May your chains sit lightly upon you, and may posterity forget that you were our countrymen!

Offline Nash

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raider179 was right...
« Reply #114 on: September 21, 2005, 12:13:22 AM »
"Nannies"

Please. Certainly we can talk without the lame go-to words. That works for some, but it doesn't look good on you. Speaking of...

That was about the largest block of text I've ever seen written by you that didn't include a myriad of links and gigantic walls of quotes. What happened?

So yippy. I'm left with rhetoric that's supposed to be self-evident (yeah right).

Thanks.

Offline Nash

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raider179 was right...
« Reply #115 on: September 21, 2005, 12:16:35 AM »
That graph might as well depict the number of chickens slaughtered for wings. "$ Billions" and an upward line and nothing else. How informative. Obviously Intelligently Designed.

Offline Toad

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raider179 was right...
« Reply #116 on: September 21, 2005, 12:22:57 AM »
It couldn't be any plainer; insurance companies assets are huge and rising every year. The major players in the industry made over $50 billion before taxes in 2004.

When have your rates gone down? Other than getting past the magic age 25?

Can't help ya if you can't see it.
If ye love wealth better than liberty, the tranquility of servitude than the animated contest of freedom, go from us in peace. We ask not your counsels or arms. Crouch down and lick the hands which feed you. May your chains sit lightly upon you, and may posterity forget that you were our countrymen!

Offline Toad

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raider179 was right...
« Reply #117 on: September 21, 2005, 12:23:47 AM »
Quote
Originally posted by Nash
That graph might as well depict the number of chickens slaughtered for wings. "$ Billions" and an upward line and nothing else. How informative. Obviously Intelligently Designed.


I am ever so sorry. I thought the title was in the .jpg

I went back and clipped it as soon as I realized it wasn't.

Please... please... forgive me.
If ye love wealth better than liberty, the tranquility of servitude than the animated contest of freedom, go from us in peace. We ask not your counsels or arms. Crouch down and lick the hands which feed you. May your chains sit lightly upon you, and may posterity forget that you were our countrymen!

Offline Nash

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raider179 was right...
« Reply #118 on: September 21, 2005, 12:31:24 AM »
But Toad, the price of a can of coke has gone up. So what does that prove?

And maybe the price of that can of coke would be even higher if not for the fact that people didn't try to open the container with their tongue. Or something.

Throw me a bone. Because I wanna know. I wanna see exactly what it is that you are bothered by.



Come on self-supporting data-miner. Don't fail me now. 'Cuz this time you actually might be right.

Offline beet1e

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raider179 was right...
« Reply #119 on: September 21, 2005, 02:48:26 AM »
LOL - a lot of hot air over such a piffling issue. But despite all the hot air, I still don't have an answer to the freedom question, ie what does my car seatbelt stop me from doing that I could be doing if if I didn't have to wear one? What great "freedom" am I missing out on? So far the only answers I'm getting are gibes and snide remarks, so I guess the other side doesn't really have a case.  So...

... Toodle Pip.