Tried everything per respondents' suggestions ... all to no avail ...was unable to reformat PC, reinstalled the Vista disk & lost most of my programs with the exception of Windows.old (had no probs overlaying
Windows XP SP3, no data was lost).
How my PC was infected I've no idea, perhaps I should've paid attention
to my "WOT" symbols which showed as RED, yes, I know, the old, woulda, shoulda, coulda, this is an expensive lesson for me!
Read about dban.org but am hesitant to try it.... ran TDS Killer approx. 4 times per my attempts at removal of virus. Shall wrap this up for now & take the errant PC to repair shop. TY every1 for ur sincerest of assistance, I likewise commented re MSIE today.