I have a couple of Snap On dial types (2% certified) and a click type Snap On (with the knob on the side, not a twist handle, 2% certified) that I've had for years. Neither has ever tested outside the tolerances. I'm not big on the digital torque wrenches, but I suppose they're okay, the ones with an alarm can be used on flat rate work like a click type.
a guy i used to work for had a snap on digital. it always seemed accurate. i don't know what tolerances he'd had it tested to though. i hated digging into his tools though, so i generally used my matco clicker. the first time i'd used his, i forget what i was working on, but mine clicked as if i'd reached the torque it was set to.....but it didn't "feel" right. as if i wasn't pulling with enough force. so i got his out, and sure enough, mine was going off too soon.
i sent it out, to get repaired. that was 10 years ago. it just started that crap again about 6 months ago, so i just bought a new one this time.