cap except for the last few years didnt we had the opposite of what we have now? and poor people couldnt afford insurance?
I was talking to my sister this morning during breakfast and we started talking about health insurance. she mentioned that she was dropping the coverage she had at work for another under the new laws as it would be cheaper. I asked her how much she was paying and she said it was 90 bucks a week just for herself. about twice what i pay for me and my son a month and she she will also have access to the same hmo I have.
semp
no we didn't. the opposite of being forced to buy insurance would be no insurance.
lawsuits, insurance, excessive regulatory interference, and a host of other things drive costs up.
many of these cheaper policies will come with hidden costs. i(as mentioned previously) know several friends that lost their excellent coverage. because it didn't meet the new standards. i know others that their rates went up. my own mothers went up. as did her copay. and her deductible. and she shopped around to see if she could find anything better. she couldn't.
a dr customer mentioned deductibles(total for a calendar year) in the $4k to $6k range.
also, i do not believe for a second that the insurance companies do not want this. i mean really? would you not want a guaranteed increase in your customer base?
