Curval, when hurricane andrew hit back in 92 my house was right in the worst part of the storm. I'm damn glad our house was made of concrete block instead of wood. We lost half our roof and had an inch of water in the house but it stood. Alot of people in newer wood frame houses didn't fare so well. Their houses litally blew apart.
The worst part of the hurricane wasn't the hurricane itself. It was 6 weeks of no electricity, months of cleanup, hours in line for gas/food etc... Not to mention the year it took to get the house rebuilt.
If it hits and you decide to stay, I hope your armed. I don't know how things are down there, but in miami looters were everywhere.
Good luck!