Author Topic: Brave or Stupid? (Read 1098 times)

miko2d · « **Reply #15 on:** September 17, 2003, 03:58:22 PM »

Curval: The incentive should be THE LAW.
You are simply not allowed to build a wooden home here..

Who the heck are you to tell people where they can or cannot live? Or mandate that their houses must be bulldosed all of a sudden because of your newfangled standard?

While you are at it, why not mandate all population in the US must live in gender-segregated barracks with total lockdown after 9PM. That would cut down on most social ills, accidents, etc.

Insurance rates would go down, as would all (or at least most of) the subsides you hate.

B.S. The situation you describe is the result of teh government intervention and mor eintervention will not help but only produce more negative side-effects.

Insurance rates only go up for the rest of us when people buld unsafe houses or drive unsafely because there are legal limitation on insurers.
They are not allowed to segregate customers into similar risk groups or have rates that differ too much, which makes "good risk" customers subcidise "bad risk" customers.

Remove those restrictions and allow insurance operate in a free market and the interest rates will plummet for most of us while those taking risks will have to pay much more.

capt. apathy: pick your poison

And pay for it.

Fishu: But I suppose the goverment doesn't just for free will support them, so must be something of more worth behind the reasons.

It does. The bleeding-heart president struts before the TV-cameras and submits the disaster relief bill which the bleeding-heart congress swiftly approves.
Politics.

miko

LePaul · « **Reply #16 on:** September 17, 2003, 04:20:08 PM »

Oh don't you worry...those numbies who stay or built too close to water will boohoo for tax dollars to rebuild their water front home...

Curval · « **Reply #17 on:** September 17, 2003, 04:21:29 PM »

Quote

Originally posted by miko2d
Curval: The incentive should be THE LAW.
You are simply not allowed to build a wooden home here..

Who the heck are you to tell people where they can or cannot live? Or mandate that their houses must be bulldosed all of a sudden because of your newfangled standard?

While you are at it, why not mandate all population in the US must live in gender-segregated barracks with total lockdown after 9PM. That would cut down on most social ills, accidents, etc.

Insurance rates would go down, as would all (or at least most of) the subsides you hate.

B.S. The situation you describe is the result of teh government intervention and mor eintervention will not help but only produce more negative side-effects.

Insurance rates only go up for the rest of us when people buld unsafe houses or drive unsafely because there are legal limitation on insurers.
They are not allowed to segregate customers into similar risk groups or have rates that differ too much, which makes "good risk" customers subcidise "bad risk" customers.

Remove those restrictions and allow insurance operate in a free market and the interest rates will plummet for most of us while those taking risks will have to pay much more.
[

Strange Miko...I give you an example of a solution to something you are moaning about..ie subsidising the destruction of the people living in "dangerous areas" and you start this?

Fact is...it works.

People ARE building unsafe house you bozo...they are wood..and they tend to fly apart in high winds.

If you forced everyone to build houses that wouldn't fly apart in a hurricane how can insurance costs possibly go up? CLEARLY they would drop. THINK...you wouldn't have claims for all those wooden toothpicks every time a hurricane hit.

MotorOil · « **Reply #18 on:** September 17, 2003, 05:11:33 PM »

Secure your home and leave. You will loose less if you leave than if you stay and loose your life along with your home. Anything else is stupid.

Leslie · « **Reply #19 on:** September 17, 2003, 10:51:29 PM »

Not sure about this, but I thought the police or sheriff dept. closed roads into a low lying seashore area, such as a barrier island, etc... Sometimes evacuations are ordered, if the storm is a bad one. I don't think you have a choice then but to evacuate.

A cat 2 hurricane is pretty bad, but not as bad as a 3 or 4. I'd guess and say it's risky to stay, but probably not suicidal. May not have access to anything for three or four weeks, though, depending where it is. CAT 2 is not a catastrophic hurricane.

Though take all normal precautions, if you stay there, it is possible your house could be destroyed. I would definitely have some life jackets on hand.

Not quite in the stupid catagory on this one...I hope. I know of folks who stayed on Daupin Island during Hurricane Frederick in '79. CAT 4 hurricane....the eye was a direct hit and passed over the island. They came out ok, no one was killed...it's amazing.

Les

Gadfly · « **Reply #20 on:** September 17, 2003, 11:46:30 PM »

Yeah, a .22 gunshot wound is bad, but not as bad as a .45.......

Leslie · « **Reply #21 on:** September 17, 2003, 11:49:09 PM »

Gadfly, if that's a veiled threat toward me, I take threats seriously. Wanted you to know.

Les

Gadfly · « **Reply #22 on:** September 18, 2003, 12:03:36 AM »

Huh!? It was a reference to the difference between a cat 2 and a cat 3 storm, i.e. they can both kill you.

Leslie · « **Reply #23 on:** September 18, 2003, 12:11:07 AM »

With all due respect Gadfly, I think it's a poor choice of words...perhaps for both of us. I'm not a thinking man, but it does seem to be incongruent with the subject to bring firearm calibers into the discussion.

That's all. Carry on!!!

~~Les~~

Gadfly · « **Reply #24 on:** September 18, 2003, 12:19:24 AM »

OK, let me restate:

A 4x4 up side the head will kill you, but the incrementally smaller amount of damage inflicted by a 2x4 does not lessen the fact of your death.

Better?

edit for clarity

Leslie · « **Reply #25 on:** September 18, 2003, 12:23:33 AM »

Suit yourself.

capt. apathy · « **Reply #26 on:** September 18, 2003, 12:24:38 AM »

kind of a "you can't get more dead" or "a little bit pregnant"

Gadfly · « **Reply #27 on:** September 18, 2003, 12:26:02 AM »

Or more to the point of the thread-Stupid.

Leslie · « **Reply #28 on:** September 18, 2003, 12:59:31 AM »

Awwww, you're talking about the powerful forces of the hurricane. I thought you were gonna hit me upside the head with a 2 x 4. Guess that ain't gonna happen, ya Golly-geemed wuss. j/k

Les

Twist · « **Reply #29 on:** September 18, 2003, 03:34:01 AM »

Ok stop that...you guys are killing me

Lived near Wilmington in Carolina Beach for a couple of years, no way would I even consider for a second staying, the streets flooded at high tide!

In-laws are coming for the weekend and they live 50 miles inland.

We had a stilt home but it was a rental, there would be a lot of steel and concrete in my home were it close to the beach. I would have pre-fabricated window and door covers because 'canes are part of living near the beach. But once they were up I would be off to a cabin in the mountains, where it's 'safe'.

A 2 x 4 and a 4 X 4 could cause an equal amount of damage, all depends on the velocity. Just thought I'd throw that in there.