Thrila, Call AOL. Call the bank.
Do not use Emails, call, ask for their names.
Once you have a name to refare to things will get easier.
A couple of years ago My wallet got stolen at the statepolice office, as I was going to renew my driverslicens.
When I got home I found that it was missing and I called the statepolice office, of course.
No, but a woman had called and told that she left it at the sheriffs office. Happy that it was found, I drove down the next day to pick it up.
Nope, there was no wallet delivered by anyone.
Now this smelled a little funny and I decided, inspite that I was in desperate need of my cards, to cancel em.
So I called around to the companies and finely I got to one major cardcompany that told me: That my card had already been canceled and shiped out by fedex yesterday. ??????????
So, the one that stole the card/wallet had already got my new card. And used it.
Now this is going to be a very, very long story, but I will make it short. From facing a wall of NO´s to start with, Taking names and writting down time and answers, went to many yes and after about a week and 200 phonecalls, I got a refoundcheck for all that had been put on my "new" card since I cancelled it.
It happend in the USA