Couple other things I dont think anyone else mentioned. Just little things I have noticed in my short 9 odd years of riding on many different bikes.
1 - In stop and go traffic, like a stop light/sign every 1/4 mile where you might be spending a fair amount of time sitting in traffic waiting at lights, a liquid cooled engine is a must.
My air cooled nighthawk 650 would heat up like a "child born out of wedlock" in anything over 80 degree weather in those exact same driving conditions that you intend to use your bike. It had a cheesy, almost non-functional, oil cooler that didnt do squat.
Of course a liquid cooled engine requires a touch more maintainance and it is one mroe thing to go wrong, but I wouldnt buy another bike that was air cooled.
2 - Some of the smaller bikes that have been mentioned here have drum brakes even on the front wheel! Stay away. Dual hydraulic disc brakes up front are a must. I dont really have an opinion on rear brakes either way because you should be using your rear brake for 25% (or less) of your braking "power."
I guess a hydraulic clutch is a good thing to mention but i dont know of many bikes that dont have them anymore. Can't think of any off the top of my head.
3 - A good helmet was mentioned, but I will go a bit further. Make SURE you get a full faced model. I only have two friends that have dumped their bikes. They both were fortunately wearing full faced helmets. The damage to the helmet was very, very severe on the chin area of the helmet. If they hadnt been wearing full faced helmets they would prolly stil be eating through straws.
Also in rainy conditions a full face helmet is a must. You would not believe how much rain actually hurts your face at anything over 50 MPH.
(Incidently I refuse to wear full faced helmets unless Im riding in heavy rain on the highway. I fairly claustrophobic. Hope i dont end up paying for it someday.)
4 - Im sure you can find a bunch of bike dealers in your surrounding area. Hit all the demo rides you can. Of course you have to have a motorcycle liscence first, but borrowing a bike shouldnt be too hard to do or the courses that were mentioned prolly give them out at the end of the course. $5000 or more is alot of money to plunk down without trying out all the bikes you can.
You want to make sure you like the "feel" of the bike you are going to buy, not just the way it looks or the MPG you can expect to get. I remember wanting to purchase a Shadow 750 twin a few years back because of the way it looked and sounded. After taking it out on a demo ride it had to have been the biggest POS I had ever ridden. In short, try before you buy.
5 - Buy a Honda
6 - Whatever you end up getting, be sure to lock it up.
