Thats another thing we would benefit from, Lazs.
Privitization of Social Security benefits.
I would rather have a seperate account of mutual funds where I manage the money that goes into SS, just like a 401K.
Anything would be better than we have now, as there will be nothing for me when I retire, and yet I'll spend most of my adult life paying into it.
BTW, after reading your posts, I checked into SS for my wife..
She would not qualify because they only pay disability benefits if the person...you ready for this...is expected to be out of work for 1 year or more.
Now, my wife will have the baby in October, so we are penalized for her getting better faster, and going back to work in 6 months.
Can you imagine that? It's tempting to get a BS doctors signature to say she can't work for a year, so we can get the benefits.
is it me or is that stupid?