Creamo,
Hmm.. 2 things. As I recall, the midwest has more electrical storms than we get here, although we certainly do get them. Another thing is that the houses in the midwest that I have seen have power lines outside and above ground, with a branch coming out to supply each house. By being above ground, they would seem to be more vulnerable to lightning strike. Here, there will be a local electricity sub station supplying to local properties, but all the supply lines are under ground and not seen.
The only thing I have to worry about are the voltage fluctuations that sometimes occur in storms, and sometimes the power goes off completely! Happened last week for a few minutes. I was able to power up and reboot, no problem.
Some people I know in Wood Dale,IL had a problem when their outside power lines fell onto the concrete sidewalk below. The current flow was sufficient to burn grooves in the sidewalk!