I used to think they were hot on girls until I got with a girl who had one. The watermelon got infected and just the sight of it was the most revolting thing I've ever seen. This must have been a very bad case though. (if any can be better than others)
Belly button rings are hot, a tattoo on the lower back is hot, a nice target too. A small stud in a nose can be hot, BUT on the right girl. But when it comes to the southern region there should only be two, or well three holes there... Two of which will be or should be occupied and one which is used... ANY more than that is just asking for trouble. On her part. Infections down there are some of the worst.
thats my take for the most part.
Morph