Lazs2, what you do with your guns is of course your decision to make. For me personally, I just dont feel the need to keep a loaded weapon in my house. My neighborhood is very safe, and violent crime, home invasion, etc is almost non-existant. Things have not always been that way in my life, and there were years when I slept with my .45 loaded and in reach. I do not need to do that now so I don't.
As far as my guns always "loaded" I practice safe gun handling of course, and always assume loaded until I check them. I never point a gun, loaded or not at anyone, nor do I hand someone a firearm until after I verify unloaded.
As far as cleaning multiple weapons, I have no problem with that, it is just my personal habit to finish one before moving on to the next one.
dago