"I am not in favour of dropping gear for any other purpose except landing"
One wildcard is the Me163, which has a landing skid rather than landing gear. I have landed with the skid, and without, and I can't tell the difference; in both cases the aircraft comes to rest much more smoothly than I expect a real Me163, landing on concrete, would have done.
The Ju87 Stuka and D3A1 Val have fixed landing gear. According to Soda's wonderful article on the Ju87, the landing gear rips off at 500mph, leaving the aircraft slightly faster but otherwise unaffected!
The C47 has semi-recessed landing gear that pokes out of the nacelles a little bit. I have never belly-landed a C47.
I drop gear at 190mph, but only if I am slowing down. Because I can.