Lock up problems solved.  Used Bloom25's 
guide and heres exactly what I did.
1.  I have a 751 AMD AGP host to PCI bridge
    so i found the latest drivers at 
    AMD processor utilities 
www.amd.com/     products/cpg/bin/
  Lock and load these.
2. Had VIA tech VT82c686 power managment 
   controller so i went to    
www.viahardware.com  and got the 4.29
   (4 in 1 ) drivers, downloaded and 
   installed.  U have to unzip and then 
   double click on .exe file to install.
   In normal mode.  (this puts AGP at 1x)
   whatever that means.
3.  Got rid of my '2 gerbal' power supply and
    got a 300watts.  All problems solved.
  Thnx all