eagl... we certainly do not agree on helmets and seatbelt laws. If you think that personal freedom should be tied to how much expense may be incurred by others and that laws should be passed to curb behavior that may cost money... we do not agree.
But... I also agree that everyone should be personaly responsible. I have insurance. I have vehicle and medical insurance.
What costs have your laws brought down? what are you doing with that huge rebate that everyone got when the helmet and seatbelt laws came in? did you buy a home with it? what are you doing with the huge reductions in medical insurance you are seeing every month?
Nooo... that is one of the reasons I am against national health... millions die because of alcohol or candy or fat in foods... a case can (and will be) made for banning all those things... they cost me money... as does hiking and swimming and a myriad of other things.
I am willing to state to my various insurance companies that I do not use seatbelts about half the time and that I do not wear a helmet and I am willing to pay extra (more than you) based on what they think it is worth.
I have put 50,000 miles on my lincoln and not worn the seatbelts once. I wear the seatbelt in the el camino and Healey.. both lap belts, all the time.
I have my reasons that, except for conversational reasons, are none of your nanny frigging business.
lazs