Originally posted by lazs2
I know a <> guy that has never had insurance and has been cited at least 5 times and never even bothers to go to court. He just sells the car and gets another one.
lazs
The SAD part about folks from other countries is that their attitude toward insurance is this: they don't need it....
Car insurance: MANDATORY
House insurance: MANDATORY
Health Insurance: Should be mandatory, but 26 Million Americans do not see the need.
Foreign folks have a BAD strategy, and I have seen it in court too many times:
1) Get into an accident with no insurance
2) Go before a judge in court and pretend to not speak English
3) Give a bogus name to the judge
4) When the judge asks for your BIRTHDAY...say you don't know what your birthday is so they can't track down your bogus fake name.
5) Sit in jail until one of your relatives can bail you out
6) Flee back to your home country...leaving the victim and his insurance company holding the bag for what you did.
It happens EVERY day in most every courthouse in America.
This ACTUALLY is a problem rooted in our failure to protect our borders, but sadly, there are plenty of UN-insured home grown folks driving around to make it a problem. In some states, it's not even illegal.
Im not just saying this because I am in the industry...
NOT having insurance is a ticking ecenomic time bomb. If you are in an accident and do not have it, you are responsible for 100% of the damages.
If you were in an accident and caused $20,000 damage to the car and $100,000 in medical damages to the driver, and you are UNINSURED...could you afford to scratch a check to them for the full $120,000 in damages? That would bankrupt most Americans.
68ROX