I'm pretty in line with Reschke's lists:
Pay off mortgage on house.
Pay off car notes.
Pay off mortgage for my parents, for my husbands parents, and our brothers/sisters.
Purchase vehicles for each of my sons... for them to restore with their pops.
Make full payment for college for each of them... for as long as they wanted to attend.
Create a trust for each of them... couple million upon reaching adulthood.
Instead of ever going back to work... I'd just be a permanent student... taking college courses whenever & wherever I want, all the time... not even working toward degrees, really... just subjects that I want to learn about... full time student for the rest of my life.

Pay for an Operation Care Package (USO) event once a year for about 20 years [i think their standard is about 10,000 packages per event]
Pay for the local enlisted spouses club's full calendar of events for about 5 years [they do some pretty great stuff for the folks around here]
There's an awesome local homeless shelter... I'd pay for a complete renovation of all of their offices and the homes on their property.
I'd donate a sizeable amount to our church congregation...
I'd pay for the building of a preaching school, which our other church congregation hopes to build (elsewhere in Texas... we spend enough time there that it's our '2nd' place we attend church at)
The rest of it I'd give to my husband to do with as he wishes.
