Alright, I'm just about to pre-pay my account for the first time when I hit a snag. A kind of large one. What is the exact ammount of money you are charged each month? I've gone through the policies page up and down five times, re-read the billing policies section more times than I can count, but I just cannot seem to find an exact number listed there. I hear people say $14.99 alot, but I wanted to make sure that's correct.