After Weeks of frustration and FR jumping from 60+ to 3 then back to 60+ every minute, downloading Allot of software to minimize processes running, updating everything driver wise, and tweaking every program,and installing Vista over XP to attempt to fix the FR loss but no go, Completed erase of HD and reinstalling Vista for fresh install, still loss of FR, Complete erase of HD again and reinstalling XP, and updating everything again Bios, Drivers, software, updates 8 hours later still FR jumping from 60+ to 3 then back every minute, I was at aloss, talked to several puter guys, some suggested just bring it in and we will look at it, Heck NO ! ! , others suggested power supply, Hmmm running 550W now, Finally after talking to Shawk he suggested I call and speak to TilDeath, who happens to biuld PC's, okay so I do and he walks me through the Bios settings, changed a few things, went ingame set everything and I couldnt even get off the run way in the TA due to FR.
TilDeath said something to me about my CPU and MB temp, CPU he said was okay, but MB was a little high, okay NP, he suggested i get rid of my NviDia 9800GT and get another but it being the 9800GTX Plus, look on Newegg $140.00, eww looked at wife who was loading the AKK guns at this time and suggested this is what I would like for Christmas, end of story.
But something was bugging me about TilDeath saying something about my MB Temp, so I do a little research on the net with my MB model and would you believe it was a severe problem with overheating and someone else had a fix, "NO WAY" i tell myself.
So on I read and this guy places a fan on his MB near the top beside the CPU and where you plug in your stuff into the back, knowing I have several new fans lying around, I followed these instructions and leaving my PC on its side I start AH and OH MY GOD its working ! ! ! , no FR loss, smoothe play, so studdering, no pauses, FR are holding steady 60+ at full res with water and land turned on.
So I amposting a link to where this guy did this and placed pictures.
I Hope this helps anyone who has simular problems, and again Thank you TilDeath for your help

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http://forums.amd.com/forum/messageview.cfm?catid=22&threadid=95179&enterthread=y