This is a conversation (to the best of my memory) that occured today while having lunch.  We got some strange looks from the other patrons, but I found it hilarious.  Figured I'd share.
Conversation from earlier today...
Doug: "Did you see that Hatebreed video yet?"
Myself:  "Yeah, "Destroy Everything" right?"
D:  "Kicks serious A**."
M:  "Why don't you ever hear a metal band screaming about anything constructive?  Like re-finish the kitchen cabinets or fully fund your 401K?
D:  "That wouldn't be very metal."
M:  "Dunno, monetary security is pretty metal."
D:  "We should start a band."
M:  "Yeah, we could scream about finance."
D:  "Totally, we'd call the new metal genre "Finance-Core."
(Hysterical laughing) 
M:  "What would we call the band?"
D:  "The Brokers."
M:  "Ok, that works.  Our first song could be "This 401k."
D:  (Screaming)  "Diversify your portfolio!  DI-VERS-I-FYYYYYYY!"
(More laughing)
D:  "People are starting to look at us like we're crazy."
M:  "Well, you did just scream "diversify" in a restaurant."
D:  "So you do the guitars and I'll do the vocals?"
M:  "Sounds like a million dollar idea."
I'm going to start writing songs.