hey all, I'm in the market to buy my first "quality" car, and was thinking about getting a Saab 9-3. I saw a 2008 model with 50k miles on it for $14k, and was wondering if it was worth it? I'm looking to buy a mid-sized sedan preferably from Europe or the US, and so far this Saab looks really good.
does anyone own one? anything I should be made aware of? What else is out there for under $15k that would fit for me? Mostly what I'm looking for is something that is really fun to drive, that won't give the insurance companies a stroke because I'm under 25.
thanks 
no, its not worth the price. $14,000 is about the maximun retail value of that vehicle in excellent condition. within a year or 15,000 miles it will pass over a couple of milestones (5 years old 60,000 miles) and it will likely be worth around $5,000 to $7,000 due to depreciation.
if you can get the cost down closer to what wholesale would be, say around $8,500 to $9,500, then you wont lose so much when the value drops. or you could go the other way with it, get a Saab (or similar vehicle) that is over 5 years of age and/or 60,000 miles, then you will be in a better pricing range because you wont lose that massive chunk of depreciation value. the value will remain closer to the same for the next 4 years/35-40,000 miles.
depreciation tends to hit around specific time frames/milestones,
when first bought/100 miles,
then 3 years/26,000 miles,
then 5 years 60,000 miles,
then 10 years 100,000 miles.
keep these rough numbers in mind when looking for a vehicle and it will help you gauge whether or not your getting a good deal.
oh and as far as insurance, your under 25 so anything that is "fun" to drive is likely gunna be pricey.
good luck!