Wednesday night I had an electrical fire in the attic of my home that totally destroyed the kitchen and roof. We had extensive smoke and water damage though out the rest of the home. Between the cost of the repairs, eating out every meal, the cleanup process and the hotel costs for the next two months, the total bill for all this will be well over a hundred thousand dollars.Which had it not been for our insurance, would of come out of my pocket.
I can not stress enough the importance of having a good insurance policy in place. All of the above will only cost me a 845.00 deductable and the stress and discomfort of hotel living for the next 2 months...the length of time of estimated repairs.
So if any of you out there don't have insurance, whether it be homeowners or even rental insurance, I can tell you from experience that the pain of writing out a premium check is nothing compared to not writing one and having something like this happen.
Without insurance my family and I really would be "living in a van down by the river" right now.
Thank you State Farm and Servpro
