I'v been in the individual market all my life, rates were fine till I hit my 50's, then they started to shoot up, no claims to speak of, in good health. I'm over 60 now still in good health, rates about 45% less this year than last.
The thing that I'm interested in finding out is how claims payments are gonna be handled, in the individual market it was a nightmare, the companies fought everything, this isn't covered, this is coded wrong..etc always had to jump through hoops that my friends with group coverage didn't have to deal with.
We shall see.
shamus