Best thing to do IMO is just take your 1060 model, plug that into Google along with "overclock settings", and you'll get a phone book of good answers. Just copy the settings of a moderate profile in MSI Afterburner someone else has already posted, and run some benchmarks from the above mentioned programs to test it for stability. Nobody is forcing you to shoot the moon with the highest oc settings ever, even a moderate overclock can produce some decent gains, I tend to go right between moderate and a "high" overclock on most of my cards, and haven't cooked one yet. Same with the fan profile, just take some examples from others online and test it yourself, you can adjust it for noise/performance from there for yourself.
From a moderate OC, if you're wanting more, as already stated, get a pad of paper and a pen, and take down numbers as you very gradually increase your settings until you start to get instability problems, weird desktop behavior, artifacts, etc. Then back off and test and retest on the previous settings. You'll find where your particular card works best in an hour or two usually. If you don't want the slight risk, or have the time/patience, again, just go with a middle of the road OC, and it'll work fine without tweaking/testing usually.
edit - Hey Zach, did you happen to get the Creative SB AE-5 card? It's the one with the pretty pretty RGB lights, been considering it for an everything RGB build (like you, my missus has been critical of some things "PC gamer-ish), and hates RGB and calls it effeminate names, so I'm upgrading her PC with as much RGB as I can find, including the CPU h20 cooler, and now the sound card too). Just like to know if it's decent or not, if that's the one you got, as it's their most recent.
I'll consider a SB card myself maybe, running Sh1it DAC/AMP right now, but wouldn't mind more desk space than buying more of those.
